Product Manager

Job description

Be #InGoodHands with Metrobank Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach! Position Title: Product Manager Job Summary: The commercial deposit Product Manager (PM) shall act as the overall business manager covering the product’s development, commercialization, execution/ implementation, enhancement, servicing, risk mitigation capabilities and profitability. The commercial deposit Product Manager (PM) shall be the main point of contact for any initiatives/changes related to commercial deposit products. Specific Duties & Responsibilities : Business Generation Develop product/business plans covering market segmentation, product positioning, competitive analysis, sales strategy, pricing strategy and product enhancement to ensure business growth. Align product/business plan with the overall objective and vision of the Bank Define pricing for commercial deposit product Formulate product marketing/commercialization strategy to increase sales activities and product take up (e.g., internal/external product campaigns) in coordination with the Customer Experience and/or Marketing Department Operational Efficiency Develop/update commercial deposit product manual Develop/enhance commercial deposit products Develop, evaluate and review process changes related to the product/customer segment. Monitor commercial deposit product performance and P&L Monitor competitors and stay abreast of market trends to identify emerging opportunities and threats Collaborate with internal and/or cross-functional partner units to deliver overall business objectives and requirements of commercial deposit products Coordinate with external parties/vendors on product supplies and other items that will support the product features, if any. Perform other related functions that may be assigned from time to time. Risk Awareness and Management Assess risks on commercial deposit products and ensure that products have necessary controls in place to avoid incidences of AMLA, risk, internal and external fraud, and data privacy Understand regulatory requirements and compliance standards and applies accordingly to commercial deposit products and ensures compliance of all products with regulatory and internal policies. Coordinate with control units (e.g., Risk Management Group, Compliance Division, Legal Services Division, AMLD, etc) to mitigate risk/s on commercial deposit products and ensure compliance with regulatory requirement. Must Haves: Must have previous experience as Deposit Product Manager or Cash Management Product Manager Other Details: Rank: Junior Officer Unit: Branch Banking Sector / Commercial Deposit Products Department Location: GT Capital Tower, Ayala Avenue, Makati