Product Manager - Ledger & Reporting

Job description

**About us:** **About us:** BVNK is the stablecoin-powered financial stack for enterprises. We're now part of Mastercard, and together we're building a network for every form of money – one that delivers more reach, more capability and more choice. We enable businesses to build financial products, unlock new markets, and move money in seconds across 130+ countries, with 40+ licenses for fiat and digital assets globally. Processing billions annually, we empower enterprises worldwide to send, receive, convert, and settle stablecoins and fiat seamlessly through a single integration. **Our mission is to accelerate global money movement, and we're assembling a world-class team to make it happen.** Trusted by industry leaders like Corpay, Worldpay, Deel, and Flywire, we deliver the infrastructure that makes new forms of money usable within the financial systems customers already rely on today. By combining Mastercard's global payment reach and trusted networks with BVNK's stablecoin infrastructure, we're building the trusted operating layer for the evolution of money movement, helping customers participate in emerging digital networks without having to rebuild their businesses around every new innovation. We're a diverse team spread across EMEA, North America, and APAC, with a shared belief that stablecoins are the new infrastructure layer for financial services, and that BVNK is at the forefront of this shift. We're incredibly honored to have been recognized by: - CNBC World's Top Fintech Companies (2026) - FXC Intelligence Top 100 Cross-border Payment Companies (2026) - Newsweek's The Top 100 Global Most Loved Workplaces (three years running, most recently 2025) - LinkedIn as one of the Top 20 Startups in the UK (2025) **About this role in the team:** We're looking for a Product Manager to own the product vision, strategy, and delivery for the Reporting & Customer Reconciliation subdomain within BVNK's Ledger domain. You'll work closely with engineering, design, finance, operations, and commercial teams to define how BVNK's customers and BVNK's own internal teams — see, understand, and trust their financial data. The Ledger domain is the financial backbone of BVNK, a single, trusted source of truth for all customer and transactional balances across products, currencies, and rails. Within this domain, the Reporting & Customer Reconciliation subdomain is responsible for providing clear, consistent financial views derived from the ledger for both internal and external reporting. Through the Reporting Service, Search Service, and downstream data surfaces,it ensures that positions, balances, and movements are accurately represented for Finance, Risk, Operations, and customers. This is a high-impact, cross-functional role. As part of BVNK's Billing 2.0 vision and the drive toward a 100% self-serve customer experience, you'll define and deliver the product capabilities that give customers full transparency; enabling them to reconcile invoices, audit charges programmatically, and automate close processes, while also building the internal reporting foundations that Finance, Reconciliation, and Operations depend on to scale. #### **Key Areas of Responsibilities:** - **Own the product vision and roadmap for Reporting & Customer Reconciliation** — Define the strategy for how BVNK exposes financial data to customers and internal teams, aligning with the broader Ledger domain mission and company objectives (Billing 2.0, self-serve experience, MiCA compliance). - **Drive transaction report fee breakdowns** — Define requirements and work with engineering to ensure transaction reports and APIs properly include both real-time and invoiced fees, broken down by fee type - **Build the customer reconciliation product** — Define and deliver customer-facing reconciliation endpoints and reporting surfaces that enable enterprise clients to programmatically audit charges, automate close processes, and reconcile against invoices. - **Improve internal financial reporting** — Partner with Finance, Reconciliation, and Operations to understand their data needs and deliver standardised reports and views that replace fragmented, manual processes with reliable, automated data pipelines. - **Collaborate across domains** — Work with the Billing & Fees, Wallets, Balances , Digital Assets, Treasury, and Reconciliation domain to ensure reporting data is consistent and accurate end-to-end. - **Define reporting for multi-entity and regulatory requirements** — As BVNK expands across jurisdictions and customer types, ensure reporting structures correctly represent entity-specific data, segregation requirements, and regulatory obligations (MiCA safekeeping, EMI reconciliation). - **Own stakeholder relationships** — Serve as the primary product contact for Reporting & Customer Reconciliation. Engage regularly with Commercial (AMs/CSMs), Finance, Operations, and enterprise customers to gather requirements, validate solutions, and communicate roadmap priorities. - **Measure and iterate** — Define and track KPIs for reporting accuracy, customer adoption of reconciliation tools, reduction in manual reconciliation effort, and internal stakeholder satisfaction. Use data to inform roadmap prioritisation and demonstrate impact. - **Ship with quality** — Write clear PRDs, user stories, and acceptance criteria. Participate in architecture reviews and technical design submissions. Run beta programmes with select customers and internal teams to validate reporting capabilities before general availability. **What we need from you:** - 5+ years of product management experience in fintech, payments, or financial services — ideally with exposure to ledger systems, financial reporting, or reconciliation products. - Deep understanding of financial data and reporting — you've worked with transaction data, balance reporting, reconciliation workflows, or invoicing systems. You understand concepts like double-entry bookkeeping, ledger postings, balance snapshots, and fee structures or can learn them quickly. - Experience building internal and customer-facing data products — you've defined and delivered reporting APIs, dashboards, data exports, or reconciliation tools that serve both external customers and internal operations teams. - Strong cross-functional collaboration skills — you're comfortable working with engineering, finance, operations, compliance, and commercial teams. You can translate complex financial requirements into clear product specifications and negotiate priorities across stakeholders with competing needs. - Data-driven decision making — you use quantitative and qualitative data to inform roadmap decisions, measure product impact, and communicate outcomes to leadership. - Technical fluency — you don't need to write code, but you can engage meaningfully with engineers on API design, data models, event-driven architectures, and database schemas. You're comfortable with tools like Snowflake, QuickSight, or similar BI/data warehousing platforms. - Experience in a fast-paced, scaling environment — you've operated in a startup or scale-up where scope is broad, resources are constrained, and you need to make pragmatic trade-offs between ideal and achievable. - Excellent written and verbal communication — you write clear PRDs, run effective stakeholder meetings, and can present product strategy to senior leadership with confidence. - Remote-first mindset — you're effectively working across time zones in an asynchronous-first culture, using Slack, Confluence, and Jira as primary collaboration tools. **Nice to have:** - Experience with regulated financial services (EMI, VASP) and compliance reporting requirements (MiCA, safeguarding, client money rules). - Background in B2B payments platforms, stablecoin infrastructure, or crypto-adjacent products. - Familiarity with reconciliation platforms (Duco, Xero, or similar) and financial ledger systems. - Experience working with multi-tenant architectures and entity-level data segregation. - Understanding of event-driven data pipelines (Kafka, outbox patterns) and how they impact data consistency in reporting. - Product experience with self-serve billing or invoicing platforms. **What you can expect from us:** - Fair and **competitive salary** at every stage of your growth - **Flexible working** hours, with hybrid working at its heart - A **culture** built on passionate, growth-minded people - A **flexible approach to holiday** - Opportunities to travel to our **offices around the world** - An **open and creative environment** where you can help us define the future of BVNK, its culture, and its opportunity sets *At BVNK, we are focused on building a diverse and inclusive team. While you may not meet all of our requirements, we’d encourage you to apply if you meet the majority of our expectations. You may be a great fit for this role or another role in our team.* Compensation packages are based on candidate experience and relevant certifications. Bulgaria Salary Range €90.000—€115.000 EUR Compensation packages are based on candidate experience and relevant certifications. Spain Salary Range €90.000—€115.000 EUR Compensation packages are based on candidate experience and relevant certifications. Malta Salary Range €90.000—€115.000 EUR Compensation packages are based on candidate experience and relevant certifications. Poland Salary Range €90.000—€115.000 EUR