Regulatory Compliance Assurance Specialist

Job description

**Why Join dLocal?**dLocal is the financial infrastructure powering global commerce in the world's fastest-growing markets. The biggest companies in the world trust us to unlock growth in 60+ countries across emerging markets—moving money where others see complexity. We don't just process payments; we are architects of payment ecosystems and partners in our customers' expansion. You'll work alongside 1,300+ teammates from 40+ nationalities and tackle global challenges from day one. # **Job Description:**We are looking for a highly organised and detailed-oriented **Regulatory Compliance Assurance Specialist** to join our **Regulatory Affairs team**. This role is critical in ensuring that the institution’s policies, processes, and business activities meet applicable regulatory requirements, and that emerging risks are identified and remediated in a timely manner. The successful candidate will play a hands-on role in planning and executing compliance monitoring reviews, tracking remediation efforts, and contributing to continuous improvements in the compliance control environment. The position offers exposure to a wide range of regulatory frameworks including PSD2, AML/CFT, MiCA, and other sector-specific obligations relevant to a licensed financial institution. ### Key Responsibilities: - Assist with the design, planning, and execution of risk-based compliance monitoring plan and the respective reviews across key business functions. - Identify, document, and report on compliance weaknesses, control deficiencies, and areas for improvement. - Monitor and follow up on remediation actions to ensure timely closure of findings. - Support root cause analysis and thematic reviews to detect trends or recurring issues. - Maintain comprehensive and audit-ready records of monitoring activities, testing results, and management responses. - Collaborate with internal stakeholders to support compliance awareness and embed a culture of continuous improvement. - Contribute to the ongoing development of compliance monitoring methodologies, testing scripts, and reporting tools. - Assist with the preparation of the internal compliance reports and other reporting obligations to senior management and committees. - Support the drafting, coordination, and submission of regulatory deliverables to the competent authorities, including periodical returns, questionnaires, and ad hoc submissions. - Help ensure internal policies and procedures remain aligned with regulatory expectations and reflect legal and business developments. ### Requirements: - Bachelor's degree in Law, Business, Economics, or a related field. - Minimum of 2 years of experience in a regulatory, compliance or risk, preferably in a fintech, financial institution, or payment services environment. - Solid understanding of European regulatory frameworks, particularly PSD2, AMLD, MiCA, and associated guidance. - Excellent organizational and time management skills. - Ability to work both independently and collaboratively with cross-functional teams. - Excellent written and verbal communication skills in English; fluency in Spanish or other languages is a plus.