Regulatory Compliance Officer - Spain

Your role Legal & Compliance - Compliance - M3 - Spain What you'll be doing Corpay is currently looking to hire a Regulatory Compliance Officer to join our Regulatory team. This position falls under our Cross Border line of business and is located in Madrid, Spain. The Regulatory Compliance Officer will be responsible for ensuring Corpay’s Spanish branch fully complies with local regulatory obligations, including those set by the CNMV and SEPBLAC. This role will combine day-to-day compliance oversight with statutory MLRO responsibilities, ensuring robust anti-money laundering (AML) and counter-terrorist financing (CTF) frameworks are implemented and effective. Working closely with the wider global Regulatory compliance team, you will provide expert oversight of regulatory matters in Spain, advise senior stakeholders, and help embed a strong compliance culture. You will advise senior stakeholders, ensure alignment with evolving regulatory requirements, and help embed a culture of operational excellence. You will be instrumental in reviewing, standardising, and implementing compliance frameworks across recent and upcoming acquisitions and integrations. You will report directly to the Head of Compliance & Risk VP and regularly collaborate with the 3rd party regulators and internal risk, compliance and regulatory teams. How We Work As a Regulatory Compliance Officer, Corpay will set you up for success by providing: Assigned workspace in our designated Madrid office location Company-issued equipment Formal, hands-on training Role Responsibilities The responsibilities of the role will include: Regulatory Compliance Act as the primary compliance officer for Corpay’s Spanish operations. Ensuring compliance with Spanish regulatory requirements, including Bank of Spain, CNMV, SEPBLAC and rules relating to MiFID II, PSD2, AML/CTF regulations, and data protection obligations (GDPR). Maintaining and update compliance frameworks, policies, and procedures to reflect evolving Spanish and EU regulations. Supporting regulatory reporting requirements, liaising directly with Spanish regulators as needed. Providing compliance input for Board and senior management reporting. MLRO Responsibilities Serve as the appointed MLRO for Spanish Branch, ensuring compliance with Spanish AML/CTF obligations. Receive, investigate, and, where appropriate, file suspicious transaction reports (STRs) to SEPBLAC. Oversee AML/CTF monitoring systems, ensuring timely and accurate reporting. Conducting risk assessments and ensure AML/CTF controls remain effective and proportionate. Acting as the point of contact for regulatory inspections and audits relating to AML/CTF. Risk Management & Governance Supporting the implementation of group-wide risk and compliance frameworks at the Spanish entity level. Providing second-line oversight of new products, services, and client onboarding in Spain. Assist in due diligence processes for clients, partners, and third-party service providers. Delivering compliance training and awareness to Spanish employees, promoting a strong compliance culture. Qualifications & Experience Minimum 3-5 years of compliance and AML/CTF experience within financial services, preferably payments, FX, or related sectors. Strong knowledge of Spanish and EU regulatory frameworks (Bank of Spain, CNMV, SEPBLAC, PSD2, AMLD). Experience as an MLRO or deputy MLRO in Spain is highly desirable. Demonstrated ability to engage with regulators and manage inspections/audits. Strong understanding of institutional payments and FX flows, FX and derivatives business, including client onboarding, suitability/appropriateness, transaction monitoring and relevant MiFID conduct requirements. Excellent written and verbal communication skills in Spanish and English. Proven ability to influence and advise senior stakeholders. Strong organisational and project management skills, with experience working cross-border. What We Offer Competitive salary of €65-90K, based on experience Paid annual leave plus public holidays Country specific benefits, which can vary from country to country, but usually cover life insurance, pension, health and wellbeing plans. Free access to LinkedIn Learning, with thousands of courses to support ongoing professional and personal development #LI-Corpay #LI-AM1 About Corpay About Corpay Corpay is a global technology organization that is leading the future of commercial payments with a culture of innovation that drives us to constantly create new and better ways to pay. Our specialized payment solutions help businesses control, simplify, and secure payment for fuel, general payables, toll and lodging expenses. Millions of people in over 80 countries around the world use our solutions for their payments. At Corpay, we are committed to fostering an inclusive and respectful workplace where employees are valued for their diverse perspectives, experiences, and contributions. We believe that diversity, equity, and inclusion strengthen our teams, drive innovation, and support our continued success globally. As part of our hiring process, offers of employment may be subject to the successful completion of pre-employment screening conducted by an authorized third-party provider, in accordance with applicable laws and Corpay policies. Screening requirements may include employment references, identity verification, criminal record checks, financial or sanctions screening, and other background checks relevant to the role and permitted by local law. Notice to Recruitment Agencies and Search Firms: Corpay does not accept unsolicited resumes from agencies or search firms without a valid written agreement in place. Any unsolicited candidate submissions will become the property of Corpay, and no fees will be paid related to such submissions. Learn more about Corpay: Transparency & Compliance Equal Opportunity Employer Corpay is committed to providing equal employment opportunities to all applicants and employees. Employment decisions are made without regard to race, color, religion, sex (including pregnancy), gender, gender identity or expression, sexual orientation, national origin, ancestry, age, disability, marital status, genetic information, military or veteran status, or any other characteristic protected by applicable law. Corpay is committed to fostering an inclusive workplace where individuals are respected and valued for their diverse perspectives, experiences, and contributions. If you require reasonable accommodation during any part of the application or interview process, please notify a representative of the Human Resources Department. Use of Artificial Intelligence in Hiring Corpay may use artificial intelligence (AI) and other technology-enabled tools to support certain aspects of the recruitment process, such as application screening, candidate assessment, or interview scheduling. These tools are designed to enhance efficiency, consistency, and fairness throughout the hiring process. AI tools do not make final hiring decisions. All employment decisions involve human review. Corpay is committed to the responsible use of AI, including appropriate oversight and safeguards designed to support fair and unbiased outcomes. Candidate Privacy Notice For information about how Corpay processes personal information during the recruitment process, please review our Candidate Privacy Notice: . Pay Philosophy Corpay is committed to fair, equitable, and transparent compensation practices. Compensation decisions are based on objective, job-related factors including skills, experience, qualifications, and market benchmarks. Where required by applicable law, salary or compensation ranges will be included in the job posting or provided prior to the interview process, where required by applicable law. Additional compensation elements such as bonuses, incentives, benefits, or variable pay may apply where applicable.