Regulatory & Licensing Officer – Middle East and North Africa (Payments/ Fintech)

Job description

Why should you join dLocal? dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets. By joining us you will be a part of an amazing global team that makes it all happen. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team. What will I be doing? Support license and registration applications across Middle East and North Africa jurisdictions (strategy, documentation, regulatory interactions) through to approval. Maintain and update the licensing tracker of the application status, timelines. Coordinate with external regulatory advisors and local law firms on license applications, structural questions, and regulatory perimeter assessments. Contribute to dLocal's long-term licensing strategy for the region. Maintain the regulatory framework by country and entity for day-to-day use: what licenses and permissions exist, what activities they authorise, applicable conditions, limits, and reporting obligations. Ensure quality, accuracy, and timely delivery of regulatory reports and compliance submissions for each licensed MENA entity. Identify and assess how regulatory requirements apply to new business needs (new flows, use cases, products), and design compliant operating models. Provide expert advice to internal teams. Support merchant and partner onboarding from a regulatory standpoint. Monitor regulatory developments and trends across the region. What skills do I need? Advanced degree in Law, Compliance, Finance, or a comparable field. 5+ years of experience in a regulatory affairs, compliance, or legal advisory role — ideally within a fintech, payments company, financial institution, or law firm operating in the Middle East and North Africa (MENA) region. Deep knowledge of financial services regulation across MENA markets, including payment institution licensing frameworks, AML/CFT requirements, and data privacy obligations. Fluency in Arabic and English (written and spoken) is mandatory. French is a plus for Morocco-based candidates. Proven ability to operate across both licensing (forward-looking, strategic) and compliance/assurance (operational, day-to-day) functions. Experience managing regulatory relationships and submissions directly with MENA financial authorities. Highly analytical, structured, and detail-oriented — able to translate complex regulatory requirements into practical business guidance. Autonomous and hands-on, comfortable working in a fast-paced, international environment with multiple workstreams in parallel. Professional and collaborative, with strong stakeholder management skills across diverse internal teams. What do we offer? Besides the tailored benefits we have for each country, dLocal will help you thrive and go that extra mile by offering you: - Flexibility: we have flexible schedules and we are driven by performance. - Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity. - Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded. - Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections! - dLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back! Flexibility in how you work: We focus on impact and productivity over fixed hours. This means our teams have flexible schedules and, depending on your role and location, you will combine self‑managed focus time with moments of in‑person connection in our collaboration hubs. What happens after you apply? Our Talent Acquisition team is invested in creating the best candidate experience possible, so don’t worry, you will definitely hear from us. We will review your CV and keep you posted by email at every step of the process! Also, you can check out our webpage, Linkedin and Youtube for more about dLocal!