Relationship Credit Manager, Health & Property, Business Banking

About Us At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers. Join Business & Private Bank and help deliver our growth ambitions by backing Australian businesses and private clients with the insights, solutions and support they need to move forward. We play a critical role in delivering the ANZ 2030 Strategy and you’ll be part of a team guided by our values to put customers first, deliver with excellence, own the outcome and work as one. About the Role As a Relationship Credit Manager , you'll play a pivotal role in helping some of Australia's leading property development, property investor and healthcare businesses achieve their growth ambitions while ensuring strong credit outcomes for the bank. Partnering closely with a dedicated Senior Relationship Manager and Assistant Manager, you'll manage a portfolio of clients across the Property & Health sector , combining your credit expertise, commercial acumen and relationship management skills to deliver tailored banking solutions that support customer success. This role offers the best of both worlds. You'll build trusted relationships with business owners and key decision-makers in a frontline role while applying your credit risk and analytical expertise to structure and manage complex lending solutions. From working capital and cash flow funding through to trade and specialised lending facilities, you'll be at the centre of helping customers navigate opportunities and challenges with confidence. The Property & Health sector is a key growth area for ANZ, supported by significant investment, a collaborative leadership team and a strong pipeline of opportunities. It's an excellent opportunity for an experienced frontline credit professional looking to broaden their commercial banking expertise, deepen industry knowledge and position themselves for future career opportunities across Commercial Banking, Institutional Banking and other specialist areas within ANZ. Role Type: Permanent full-time Role Location: Pitt Steet office, Sydney What will your day look like? As a Relationship Credit Manager, you will: Manage a portfolio of Property & Health industry customers, delivering exceptional customer outcomes while balancing growth and credit quality. Partner with Relationship Managers, Product Partners and Credit Risk teams to structure tailored lending solutions that meet customer needs. Apply strong credit risk analysis and financial assessment skills to prepare high-quality credit submissions and recommendations. Develop trusted relationships with customers and key stakeholders, becoming a strategic adviser on their banking and financing needs. Monitor and manage existing facilities, ensuring appropriate risk management, compliance and portfolio performance. Work closely with Lending Services and Operations teams to drive efficiencies, minimise risk and support positive customer experiences. Stay informed on industry, economic and market trends within the Health & Property sector to identify opportunities and proactively support clients. What will you bring? To grow and be successful in this role, you will ideally bring the following: Strong experience in commercial banking, business banking or credit analysis, with a solid understanding of complex lending and credit risk assessment, with property and/or health lending a preference. Proven ability to analyse financial statements, assess risk and structure credit facilities that support both customer and bank objectives. Excellent relationship-building and stakeholder management skills, with the ability to engage confidently with business owners and senior decision-makers. Strong commercial acumen and the ability to identify opportunities to deepen customer relationships and grow portfolio value. Sound knowledge of commercial banking products, including working capital finance, cash management, trade finance and tailored lending solutions. Well-developed problem-solving and decision-making skills, with the ability to navigate complex customer scenarios and credit challenges. A collaborative mindset with a passion for delivering outstanding customer outcomes while maintaining strong risk and compliance standards. You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you. So why join us? From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive. But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career. We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more. At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods. To find out more about working at ANZ, visit . You can apply for this role by visiting ANZ Careers and searching for reference number 126490. Job Posting End Date 10/11/2026, 11.59pm, (Melbourne Australia)