Research & Analysis Associate

About Us At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers. About the Role As an Associate in the Institutional Property & Health (IPH) Research & Analysis team, you will build collaborative relationships with Relationship Managers, Credit Executives, Product Partners, and Client Services. Through building these relationships, you will help our customers’ needs by providing inspired solutions, as well as supporting the needs of the business. You will build your industry knowledge via active participation in groups and forums (at a level expected of an Associate job grade). IPH has a highly engaged team culture, which seeks to support your development and help you build your career. The purpose of the Associate role is to assist the Research & Analysis team within IPH to complete the broader credit assessment function and ensure an optimal ‘well managed’ portfolio. You will receive direct exposure to a portfolio of IPH clients across the property and health industry; including Office, Industrial, Retail, Hotel, Residential, Retirement villages, Aged care, Specialist Disability Accommodation and Land Lease Community sectors. IPH has a large pipeline of new transactions, and the role offers exposure to both investment loan and development loan structures. This environment provides an ideal situation for a banker to build and develop their credit assessment skillset. Role Type: Permanent Role Location: Sydney Work Hours: Fulltime (Hybrid) What will your day look like? As an Associate, you will be accountable for: Identifying and managing risks inherent in the client’s capital and management structure, as well as financial results Client/asset/project performance & risk evaluation & mitigation strategies Prepare quality credit submissions Conduct financial analysis and industry research Risk grade event management Liaise with clients and Credit on risk and financial performance related matters, including covenant compliance and risk grade review events Liaise with credit executives on an on-going basis Deal documentation Well Managed portfolio controls Direct contact and communication with clients What will you bring? To grow and be successful in this role, you will ideally bring the following: Demonstrated experience in Banking/Finance. Tertiary qualifications, preferably in Commerce, Business, Accounting or Economics. Experience in customer Management and broad knowledge of processes and procedures. Ability to identify key business drivers and mitigate key risks and make recommendations where appropriate. Demonstrated financial analysis skills going beyond traditional accounting based analysis. Sound credit skills with the ability to present a well-motivated risk assessment and business proposition. Sound communication skills and strong understanding of Microsoft Office products. You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you. So why join us? From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive. But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career. We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more. At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods. To find out more about working at ANZ, visit . You can apply for this role by visiting ANZ Careers and searching for reference number: 127182 . Job Posting End Date 16/11/2026, 11.59pm, (Melbourne Australia)