Senior Accountant - Financial Reporting

Please note, this is a remote role based in one of the 23 States Ladder is currently hiring in - AZ, CA, CO, CT, FL, GA, IA, KS, MA, MD, MN, NC, NH, NJ, NV, NY, OH, OR, PA, TX, VA, WA, WI with the exception of the following cities: SF Bay Area, New York City, and Seattle.

About Ladder

We saw a problem within the life insurance industry: getting covered took too long, involved too much paperwork, and required too many in-person meetings with sales agents. Having lost his father at a young age, our CEO, Jamie, was determined to make it easier for people to get the coverage they needed to provide for their families. So, we got to work. We developed a method of real-time underwriting leveraging AI and, in doing so, reduced the months-long process of applying for life insurance to minutes. Our digital experience is quick (instant decisions!), loved by users (check out our Trustpilot or Google reviews) and prolific ($74 billion+ in coverage provided).

About the Role

Ladder is seeking a talented Senior Accountant - Financial Reporting to join our exceptional Finance team. the Senior Accountant - Financial Reporting will report to the Senior Director of Accounting Policy, Reporting and Functional Enablement and will work closely with other team members within Finance, external parties and around the company. Our Finance team is responsible for all aspects of the monthly close process, financial and management reporting, accounting policy and contract review, managing audits, taxes and supporting the business.

The ideal candidate is well-rounded and has the ability to interact with all levels of management and external auditors, and operate effectively in a rapidly scaling, dynamic environment.We are looking for someone who is organized, self-motivated, has excellent problem-solving and writing skills, and enjoys working with people in a challenging and fast-paced environment. In this role, you will have the opportunity to drive innovation within the reporting function and help build out the accounting function.

Please note, Ladder is not currently sponsoring or transferring OPT or H1-B visa's.

What You’ll Do

• Perform monthly reporting and analysis on USGAAP results and related reporting and disclosures including analysis flux of business results related accounts for month-end close reporting and budget to actual
• Prepare annual financial statements with detailed workpapers
• Assist with new accounting standards and transaction implementation and agreements: perform detailed research and draft position and implementation memos
• Perform contract reviews and coordinate with team for implementation needed
• Maintain accounting compliance by understanding current and proposed US GAAP regulations and recommending new procedures especially those related to Insurance industry standards and revenue recognition
• Work with external consultants and accounting firms on financial and tax audits including managing and coordinating audit deliverables
• Identify operational inefficiencies and areas for improvement, formulate and take action on recommendations in order to scale effectively
• Take part in various ad hoc projects and analyses and Finance projects and initiatives as required
• Help to manage G/L and other financial systems
• Ability to travel if needed

Experience Required

• Bachelor’s degree in Accounting, Finance or equivalent
• Relevant industry experience or Public accounting, CPA required
• 3+ years of financial reporting, public accounting or audit experience
• Advanced Strong Excel skills and ability to work with large data sets
• Excellent verbal and written communication skills with a proven ability to adapt tone and style for different audiences
• Strong understanding of accounting processes and controls preferred
• Strong knowledge of and experience working with preparation of USGAA financial statements
• Experience preparing accounting research position papers and designing implementation plans
• Proven ability to work both independently and collaboratively with the ability to effectively interact with and influence various functional groups throughout the company
• Accountable and takes ownership of solving problems and delivering high-quality timely output on assignments
• Comfortable in a dynamic and fast-moving organization
• Able to juggle multiple projects simultaneously and take ownership of prioritization
• Sigma experience is preferred
• Familiarity with ERP systems, such as Oracle NetSuite, preferred
• Bachelor’s degree in Accounting, Finance or equivalent

What we Offer

Ladder is highly collaborative and fun. To support you in your role, we offer fantastic perks and benefits that reflect our mission of care and support, including:

• Excellent medical, dental, and vision coverage | We offer competitive healthcare, dental and vision plans for you and your family.
• Flexible paid time off | Take the time that you need to rest and recharge, including our week-long winter holiday closure.
• Stock options | We offer competitive stock option packages to participate in the success of building Ladder.
• A rewarding 401k match program | We'll match up to 4% of your contributions as you save for your retirement goals.
• Ladder Fit Program | Your health matters. That’s why Ladder provides a monthly stipend for wellness-related expenses.
• Paid parental leave | We think it's crucial that new parents have time to adjust to their new lives without worrying about work, so we provide all parents inclusive of birthing, adoption, or fostering ten weeks of paid baby bonding.
• Work-from-home flexibility and support | We recognize that everyone's homelife is different and support remote work. Upon joining, we provide a one-time remote office stipend for all team members and then a monthly stipend to cover WFH costs such as the internet.
• Fun company-wide events | We genuinely enjoy spending time together. That’s why we plan fun virtual events to let loose and laugh.

Base pay for this role is determined by the location where the work will be performed and is aligned with the two compensation tiers, as indicated below. Base pay may vary depending on job-related knowledge, skills, experience, and business needs. In addition to the base pay range listed below, this role is also eligible for equity and benefits as shared above.

Tier 2 (LA, Austin, Boston, Chicago, DC, Denver, Philadelphia, San Diego)
$96,000 - $113,000

Tier 3 (All other locations that Ladder hires)
$90,000 - $107,000

Ladder is building a diverse team of talented and enthusiastic people. We are an equal opportunity workplace. At Ladder, differences are celebrated and supported to benefit our people, product, and community. Let us know why you're interested in this position and what unique contributions you can make to the Ladder team. We look forward to hearing from you.

Research shows that candidates from underrepresented backgrounds often don't apply for roles if they don't meet all the criteria – unlike majority candidates meeting significantly fewer requirements. We strongly encourage you to apply if you’re interested: we'd love to know how you can elevate our team with your unique experience!