Senior Actuary

Job description

About the role. We are seeking an experienced Pricing Actuary to lead pricing initiatives across PURE’s largest and most complex states. This role partners closely with State Product Management, Pricing, and Underwriting teams to drive growth, market responsiveness, and regulatory alignment. The successful candidate will bring strong actuarial pricing expertise, cross-functional leadership skills, and regulatory engagement capabilities. This role requires deep analytical skills, strong business judgment, and the ability to influence strategy in a dynamic market environment. What you'll do. Lead actuarial analysis and pricing support for state-specific strategies in each of PURE’s top states. Partner with Product, Pricing, Underwriting, Claims and Finance teams to support state strategy and business objectives. Monitor business performance and recommend corrective actions to achieve target profitability and growth objectives. Lead actuarial support for rate filings and regulatory discussions, including indications, memoranda, exhibits, and objection responses. Evaluate and enhance pricing methodologies, assumptions, governance, and analytical tools to support sound actuarial decision-making. Provide actionable insights through analysis of trends, catastrophe exposure, reinsurance considerations, and emerging risks. Clearly communicate complex actuarial analyses, pricing methodologies, and strategic recommendations to both technical and non-technical stakeholders. Provide mentorship and oversight to actuarial analysts through the rate filing process. What you'll need. ACAS or FCAS credential required. 7+ years of relevant actuarial pricing experience in Property & Casualty insurance. Experience supporting personal lines or high-net-worth insurance products preferred. Strong understanding of ratemaking, predictive analytics, and insurance regulatory environments. Experience with rate filings and interactions with Departments of Insurance strongly preferred. Familiarity with market dynamics in California, Florida, New York, and/or Texas preferred. Advanced analytical and problem-solving skills with proficiency in actuarial and data analysis tools (e.g., SQL, Python, R, SAS, Excel). Excellent communication, collaboration, and stakeholder management skills. Ability to manage multiple priorities and operate effectively in a fast-paced environment. ‌ What We Do We're a member-owned property and casualty insurer designed exclusively for financially successful families and driven by a purpose of doing what is right for our members. We provide exceptional service, hospitality and care, we partner with our members to help prevent losses and we create smart insurance solutions at fair prices. We aim for our members to love their insurance . It is our mission is to create a membership experience so compelling that ​our members never want to leave. Who We Are We want to be transparent about what we expect from each other. From PURE, you can expect: Opportunities to stretch and grow: your professional and personal development matters to us. We’re committed to providing experiences through on-the-job learning and professional development that increase your impact and rewards. Clarity and kindness: you can rely on us to be open, honest and supportive, offering clarity on what success looks like. Support in good times and bad: we believe in showing up for each other consistently, not only when it’s easy. You can expect a thoughtful partner, even when we disagree. A community that cares: we are committed to sustaining a community in which each person feels cared for as an individual. We lift each other up, celebrate wins together and support one another through challenges in work and life. Who You Are All of the strongest relationships are a partnership- a two way street. So here’s what we ask of you: Aim to bring your best every day: you’re here because you want to be part of a team that makes a real impact and aims high. Be a student and a teacher: share your knowledge and talents and be willing to listen and learn from those around you. Get comfortable being uncomfortable: we face tough moments and obstacles with a “courage over comfort” approach and a positive, solutions-oriented mindset. Be a culture builder: building a positive culture is everyone's responsibility, based on care, respect and openness to diverse perspectives. The base salary for this role can range from $125,000 to $145,000 based on a full-time work schedule. An individual’s ultimate compensation will vary depending on job-related skills and experience, geographic location, alignment with market data, and equity among other team members with comparable experience ‌ Want to Learn More? [ Our Values ] [ Our Benefits ] [ Our Community Impact ] [ Our Leadership ]