Senior Ag Banker

Job description

At First PREMIER Bank and PREMIER Bankcard, we’ve created a culture that emphasizes personal success, respect, health, and wellness, fun and giving back. This is an environment where you will be rewarded, valued, and celebrated for your hard work. We offer a robust and expanded package of health benefits, incentives, paid time off and growth and career advancement opportunities. We celebrate our employees and show our appreciation with private concerts, outdoor bashes, cash and car giveaways and more! See some of our epic celebrations and employee recognitions. Considered one of the nation’s strongest financial organizations, we’ve achieved our success by embodying the views and values of The PREMIER Way. From our CEOs to the newest hires, we all follow these shared views and values to guide us on how to treat our customers, co-workers and communities. The PREMIER Way also serves as a roadmap on how to be successful inside and outside of the workplace. We believe in investing in our employees, their families and our communities. Job Description: Location: Sioux Falls, SD Company: First PREMIER Bank About the Role Serve as a key leader in managing and expanding the bank's agricultural loan and deposit portfolio. Responsible for driving significant business growth by developing and executing strategic plans to attract new clients and achieve ambitious annual growth targets. Build and maintains strong relationships with high-value clients, understands their complex financial needs, and provides innovative solutions to support their agricultural ventures. Job Duties and Responsibilities Essential duties and responsibilities include the following. Other duties may be assigned. Oversee and manage a substantial agricultural loan and deposit portfolio, ensuring its growth and profitability. Build and maintain strong relationships with high-value clients, understanding their complex financial needs and providing tailored solutions. Understand and adhere to financial lending guidelines to the ensure the company complies with regulations and good financial practice. Lead market analysis to identify opportunities and trends within the agricultural sector, ensuring the bank's services are aligned with evolving needs. Possessing a thorough understanding of credit and the intricate challenges involved in credit analysis. Ensure problem loans are identified early and appropriate measures are taken to mitigate risks. Ensure all activities comply with regulatory requirements and internal policies, maintaining the highest standards of integrity and professionalism. Identify and address non-compliance issues, ensuring all activities comply with regulatory requirements and internal policies. Actively solicit new business opportunities to expand the bank's client base and enhance its market presence. Develop and execute strategic plans to attract new clients and achieve ambitious annual growth targets. Skills and Qualifications Excellent interpersonal and communication skills with the ability to express ideas, request actions, and formulate plans. Ability to build trust and rapport with clients and stakeholders and maintain and solidify business relationships in effective manner to meet growth goals on an annual basis. Ability to negotiate terms and conditions with clients to achieve mutually beneficial outcomes. Strong organizational and time management skills. Bachelor’s degree in agriculture, Agribusiness, Finance, Economics, or a related field. Minimum of one year of experience in agricultural lending or commercial banking. Experience working directly with farmers, ranchers, or agribusiness clients, preferred. Competitive Benefits Package Full medical benefits when working 20+ hours per week Traditional and High-Deductible health plan options available FREE dental and vision coverage Generous Paid Time Off plans 401(k) – dollar-for-dollar match up to 5% of total compensation Special discounts and offers for events at the Denny Sanford PREMIER Center PREMIER Wellness Program Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year Fun Employee Parties Our Culture We have an emphasis on personal success, respect, health, wellness, fun and giving back Employees are rewarded, valued, and celebrated for hard work. Career advancement opportunities is a way PREMIER leaders show they care. Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more.