Senior Analyst – Finance (Qualified Accountant)

Job description

Nium provides global infrastructure for real-time cross-border payments. We were founded on the mission to deliver the global payments infrastructure of tomorrow, today. Our platform enables banks, fintechs, and global businesses to move money instantly, everywhere. Co-headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we are entering one of the most exciting chapters in our journey. In March 2026, we delivered the largest month in our 11-year history with record revenue, record volumes, and EBITDA profitability. Today, Nium moves nearly $60B in payments annually, almost entirely for enterprises, while continuing to strengthen an already healthy balance sheet. It is an incredible time to join us, and we are only just getting started. Our payout network spans 190+ countries and 100 currencies, with 100 + corridors in real time. We power seamless transfers to accounts, wallets, and cards, support local collections in 35 markets, and as a principal card issuer on Visa, Mastercard, Discover, and UATP, Nium issues over 50 million card tokens every year. Backed by regulatory licenses in 40+ markets, we make it simple for our partners to onboard, integrate, and scale globally. This scale and innovation have earned us recognition as one of CNBC’s World’s Top Fintech Companies 2025, winner of Best Cross-Border Payments Solution at the PayTech Awards, and inclusion in FXC Intelligence’s Top 100 Cross-Border Payments Companies list. In 2024, we raised US$50 million in Series E funding at a US$1.4 billion valuation to accelerate network expansion, product innovation, and talent growth. With the B2B payments market projected to hit US$175 trillion by 2030, Nium offers ambitious builders the chance to shape the future of global money movement with the scale of a leader and the energy of a high-growth company. We're looking for an experienced **Senior Analyst – Finance (qualified accountant)** to strengthen our global finance function in Malta. This role offers the opportunity to work across the full spectrum of financial operations - from day-to-day accounting to strategic financial reporting and regulatory compliance - in a fast-paced fintech environment. You'll collaborate with cross-functional teams, interact with external auditors and advisors, and contribute to building robust financial processes as we scale. ### Responsibilities **Financial Accounting & Reporting** - Manage general ledger activities, including journal entries, accruals, prepayments, and balance sheet reconciliations - Support revenue recognition processes and expense management - Contribute to monthly close procedures, annual financial reporting, and variance analysis - Analyse cash flow trends and support cash forecasting initiatives **Compliance & Governance** - Prepare regulatory filings and ensure adherence to corporate tax and VAT requirements across our entities - Maintain compliance with internal control frameworks and contribute to policy development - Collaborate with external auditors and advisors, supporting audit preparation and execution **Strategic Support & Team Development** - Develop financial models and provide analytical insights to support business decisions - Mentor and train junior team members - Drive process improvements and contribute to special finance projects ### Requirements **Required Qualifications** - **Education**: Bachelor's degree in Accounting or Finance, or an equivalent professional accounting qualification (e.g. ACCA). - **Experience**: Minimum 2 years in a similar role, preferably within Financial Services or at a global accounting firm serving financial sector clients - **Technical Knowledge**: Solid understanding of IFRS, tax regulations, and regulatory frameworks - **Systems Proficiency**: Experience with accounting software platforms - **Location**: Already based in Malta (essential) **Preferred Qualifications** - Prior experience with regulatory compliance and audit processes in financial services - Exposure to fintech or payments industry - Experience with financial systems implementation or process automation **Core Competencies** - Exceptional attention to detail with strong analytical capabilities - Excellent communication skills in English (written and verbal), with ability to explain financial concepts to non-finance stakeholders - Proficient in leveraging AI tools to improve efficiency, streamline workflows, and support analysis - Proactive mindset with a track record of identifying and implementing process improvements - Strong organizational skills and ability to manage multiple priorities under tight deadlines - Collaborative team player with a results-driven, can-do attitude