Senior Analyst, Risk Management

Job description

Accountabilities You will be responsible for developing, analyzing, and optimizing risk strategies that balance profitability, customer access, and portfolio resilience across lending products. Partner with cross-functional teams including product, data science, and engineering to design and evaluate risk experiments and strategies. Develop and maintain valuation and profitability frameworks to assess risk-adjusted returns across customer segments. Build and refine dynamic risk assessment models using alternative and traditional data sources to improve credit decisioning. Support pricing and underwriting strategies that balance revenue optimization with responsible lending principles. Monitor portfolio performance and continuously refine strategies to reduce defaults while expanding credit access. Contribute to the design and scaling of risk frameworks across new channels, geographies, and partner ecosystems. Translate analytical findings into actionable recommendations and present insights to key stakeholders. Requirements The ideal candidate brings strong analytical capability, hands-on experience in risk or financial analytics, and the ability to operate effectively in a fast-evolving, data-driven environment. Bachelor’s degree in Engineering, Mathematics, Economics, Finance, or a related analytical field (advanced degree preferred). 3+ years of experience in risk analytics, financial services, or a similar quantitative role. Strong SQL skills, with proficiency in Python considered a plus. Advanced Excel and PowerPoint skills for analysis and stakeholder communication. Strong understanding of risk management, credit decisioning, or portfolio analytics concepts. Ability to design and execute analytical frameworks and translate data into business recommendations. Excellent problem-solving, attention to detail, and ability to manage multiple priorities in a fast-paced environment. Strong written and verbal communication skills with the ability to influence stakeholders. Benefits Competitive compensation aligned with experience and impact Opportunity to work on data-driven credit and risk strategies at scale Exposure to end-to-end lending lifecycle: underwriting, pricing, marketing, and portfolio management Remote-friendly work structure (India-based role) Collaborative, mission-driven environment focused on financial inclusion Strong learning exposure across analytics, product, and data science teams Opportunity to influence real-world financial outcomes for underserved customers How Jobgether works: We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team. We appreciate your interest and wish you the best! Why Apply Through Jobgether? Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time. #LI-CL1 This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Senior Analyst, Risk Management in India. This role sits at the intersection of data, risk strategy, and product innovation, supporting the development of intelligent lending solutions that expand responsible credit access. You will work within a fast-paced financial services environment where risk decisioning directly impacts customer experience, profitability, and portfolio health. The position involves close collaboration with product, data science, and engineering teams to design, test, and optimize risk strategies across lending products. You will gain exposure to underwriting, pricing, marketing, and portfolio analytics, contributing to both growth and risk control. This is a highly analytical role where insights translate directly into business decisions that shape credit access for underserved populations. The environment is dynamic, mission-driven, and focused on combining innovation with disciplined risk management.