Senior Associate, Research & Analysis, USA

Job description

About Us At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers. About the Role As a Senior Associate, Research & Analysis, you will Mmanage a portfolio of International Banking clients with a concentration in the Food Beverage & Agriculture and Diversified Industries sectors to carry out the Research & Analysis function. Research & Analysis is primarily responsible for identifying and effectively managing risks inherent in the client's business model and industry. The team is also responsible for identifying and managing risks inherent in the client’s capital and management structure and financial results. The primary activities of the role include: Preparation of quality credit papers with proper evaluation of risks and formulation of well-structured risk mitigation strategies Consistently make sound, high-quality credit recommendations, based on thorough financial analysis and deep dive industry research and analysis Portfolio analysis and monitoring including risk grade review event management Managing stakeholders across a team including Relationship, Risk and Product Partners Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours. Role Location: ANZ Bank, New York, USA Role Type: Full-time; Permanent What will your day look like? Assist in achieving revenue growth targets and maximise revenue/RWA for Institutional Clients within the Diversified Industries portfolio. Attend Bank Meetings and customer meetings together with Relationship Managers to ensure strong understanding of customer business model and industry. Build strong working relationships with relevant stakeholders to ensure deep, up to date segment knowledge and customer aligned industry insights. Contribute to the development of strategy and supporting plans for strategic customer growth via new transactions as well as managing deteriorating credits. Maintain portfolio credit quality and remain within agreed risk appetite, including timely review of customer performance ensuring a strong 1st line of defence. Build a profile across ANZ network to ensure smooth client management across global network Deliver quality, concise, relevant and timely credit papers Maintain effective and timely ongoing risk monitoring What will you bring? To grow and be successful in this role, you will ideally bring the following: Proven experience in credit and risk analysis across Institutional and Large Corporate Banking clients. Strong understanding of banking products and loan structures, including trade finance and global markets products. Strategic and commercially minded, with a demonstrated ability to effectively balance risk and reward considerations in decision-making. Highly motivated, self-driven team player with excellent stakeholder management, interpersonal, and communication skills, both written and verbal. Tertiary qualifications in Commerce, Business, Accounting, Economics, or a related discipline preferred. You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you. Compensation and Benefits The base salary range for this position is US$130,000 – 150,000 annual This range is determined by the job, location and level of expertise required for this specific role. The final salary offered will consider your capabilities, skills and knowledge. Job Posting End Date 13/10/2026, 11.59pm, (Melbourne Australia)