Senior Claims Director Professional Lines Medical and Non-Medical, Hamilton Select

Job description

We’re looking for a Senior Claims Director Professional Lines Medical and Non Medical, Hamilton Select Working remotely or based in Richmond, Virginia or the tri-state area and reporting to a Claims Manager who is based in Richmond, you will be responsible for the direct handling of high-exposure professional lines claims across Allied Medical, Medical Professionals, Errors and Omissions, and Management Liability, including both primary and excess placements. You will also assist with claim strategy, litigation management, coverage analysis, cross-functional communication, and mentoring of future claims adjusters. This could be a hybrid working position based in Richmond, VA, or the tri-state area, but we will consider a remote US location for appropriately qualified candidates. Hamilton Select is our US excess and surplus lines insurer based in Richmond, Virginia underwriting hard-to-place accounts in the small and middle-market space through an appointed wholesale broker network. What you will do Directly handle high-exposure professional lines claims, including Allied Medical, Medical Professionals, Errors and Omissions, and Management Liability matters on both primary and excess policies. Review claims and related systems and processes Understand and analyze policy language and contracts Provide coverage, liability, and damages analysis for claims and ensure timely reserving and appropriate legal and indemnity payments Develop and document claim strategy for complex professional liability matters, including regulatory, licensing, credentialing, standard-of-care, causation, damages, and consent-to-settle considerations where applicable. Draft disclaimers and reservation of rights letters Negotiate settlements, mitigate losses, and control expenses Adhere to Claims Best Practices, Key Controls, and file handling requirements Maintain a high level of communication with leadership and underwriting partners Identify trends, emerging exposures, procedural improvements, and underwriting feedback from claim activity. Present to management, support peer development, mentor new staff, and assist with organization-wide initiatives and improvement strategies for claims and business units. Ensure appropriate reports are timely prepared and disseminated Ensure successful implementation of key organization-wide initiatives and improvement strategies for claims and our business units Support other functional groups within the organization Ensure compliance with internal corporate guidelines, processes and procedures Other duties as required by management Some travel, as required for trials & mediations, etc What you require for the role 8+ years of progressive claims handling, litigation management, or related insurance industry experience, with a demonstrated history of increasing responsibility. Experience handling claims in the Excess and Surplus market preferred Experience handling professional lines claims, including Allied Medical, Medical Professionals, Errors and Omissions, and Management Liability is strongly preferred. Experience working with complex coverage issues required Multi-jurisdictional claims and litigation experience required Adjuster license and or certifications desired, but not required Bachelor’s degree or equivalent experience, JD desirable Highly advanced knowledge of claim processes, policies, procedures, claim systems, regulation, coverage, liability, damage evaluation, and/or settlement with exposures in excess of $1M Strong negotiating, analytical, written, and organizational skills Mediation and arbitration experience preferred Strong computer skills (Microsoft Office Suite, SharePoint, and in-house claims systems) Ability to prioritize and manage deadlines Ability to work both independently and collaboratively as part of a team Excellent at establishing close working relationships with other departments, including underwriting, operations, finance, IT, actuarial and legal Conduct Standards You must act with integrity You must act with due skill, care and diligence You must be open and cooperative with the FCA, the PRA and/or other relevant regulators You must pay due regard to the interests of customers and treat them fairly You must observe proper standards of market conduct You must act to deliver good outcomes for retail customers What you can expect from us We offer a vibrant, entrepreneurial, and collaborative culture guided by our values: Be Smart, Be Sensible, Be Open and Be More. We know if we welcome and respect differences, we’ll attract and retain talent that brings a valuable diversity of perspectives and experience. We want all our colleagues to feel that they can bring their whole selves to work at Hamilton and know that they can be part of building a great company. Hamilton offers a competitive salary with an annual performance-based target bonus and a comprehensive benefits package, to include: Hybrid working Matching 401K plan Medical, dental, vision, life, disability Generous time off (including parental leave) Continued support for professional development Gym subsidy My day (additional days leave for personal interests/wellness/charity work) In good company. Hamilton (NYSE: HG) underwrites specialty insurance and reinsurance risks on a global basis through its wholly owned subsidiaries. Its three underwriting platforms: Hamilton Global Specialty, Hamilton Select and Hamilton Re, each with dedicated and experienced leadership, provide access to diversified and profitable business around the world. Headquartered in Bermuda, Hamilton has over 600 employees with key underwriting operations in London, Bermuda, the US and Dublin. We work collaboratively, we share a passion for the service and results we deliver, and we know that what we do each day is meaningful – to our customers and our business. We believe we are ‘In good company.’ with everyone we interact with.