Senior Commercial General Liability Property Damage Claims Adjuster

Job description

Company Argo Group Argo Group is an underwriter of specialty insurance products in the property and casualty market. Argo offers a full line of products and services designed to meet the unique coverage and claims-handling needs of businesses. The Argo entities are wholly-owned subsidiaries of Clearbrook Group Holdings Inc. Job Description Any employee, in any Clearbrook office, can apply for this opportunity and stay in their current location. Summary: We are looking for a highly capable Senior General Property Damages Claims Adjuster to join our team and work from our Omaha office. Alternatively, this position can be filled to work from our New York City office. This individual will report to the General Property Damages Claims Manager who works in the New York office. This role adjudicates moderately complex commercial general liability property damages claims and provides superb results for our clients. This is a 100% in-office position. Candidates must be able to work on-site at a designated company office during standard business hours. Essential Responsibilities: Working under limited technical direction and within broad limits and authority, adjudicate moderately complex commercial general liability property damage claims, potentially with significant impact on departmental results. Solving difficult problems that requires an understanding of a broader set of issues. Reporting to senior management and underwriters on claims trends and developments. Analyzing claims forms, policies and endorsements, client instructions, and other records to determine whether the loss falls within the policy coverage. Investigating claims promptly and thoroughly, including interviewing all involved parties. Managing claims in litigation Managing diary timely and complete tasks to ensure that cases move to the best financial outcome and timely resolution. Creates and reviews reserves in line with market and Argo's reserving policy Identifying loss drivers and claims trends to reduce claims frequency and severity through data analysis and improved claim management Identifying, assigning, and coordinating the assignment and coordination of expertise resources to assist in case resolution. Preparing reports for file documentation Applying creative solutions which result in the best financial outcome. Negotiates in a timely and effective manner to provide cost effective solutions for the company and its customers within own limits using a range of negotiation styles. Processing mail and prioritizing workload. Completing telephone calls and written correspondence to/from various parties (insured, claimant, etc.). Having an appreciation and passion for strong claim management. Qualifications / Experience Required: An advanced knowledge of commercial general liability property damage claims typically acquired through: Licensed Claims Examiner (Based on state) Must be licensed or have ability to quickly obtain a license in each jurisdiction requiring a license to adjudicate first party claims within 120 Days. A NY State license is needed. In addition, the quickest way to obtain other state licenses would be to obtain a license in FL, GA, or TX as most states will offer reciprocal licenses from one of these three states. Bachelor’s degree from an accredited university required. Two or more insurance designations or four additional years of related experience adjudicating general liability property damage beyond the minimum experience required above may be substituted in lieu of a degree. A minimum of five years’ experience adjudicating commercial general liability property damage claims. Working knowledge of Guidewire ClaimsCenter and ImageRight strongly preferred . Must work independently and demonstrate the ability to exercise sound judgment with respect to matters of significance. Must have excellent communication skills and the ability to build lasting relationships. Excellent evaluation and strategic skills required. Strong claim negotiation skills a must. Ability to take proactive and pragmatic approach to negotiation. Must possess a strong customer focus. Effective time management skills and ability to prioritize workload while handling multiple tasks and deadlines. Ability to articulate the financial value of your work at multiple responsibility levels inside our clients’ business which may include CEO. Ability to regularly exercise discretion and independent judgment with respect to matters of significance. Demonstrates inner strength. Has the courage to do the right thing and demonstrates it on a daily basis. A strong focus on execution in getting things done right. Proven ability to consistently produce and deliver expected results to all stakeholders by: Finding a way to achieve success through adversity. Being solution (not problem) focused Thinking with a global mindset first. Client focus – the ability to effectively determine specific client needs and to provide value added solutions. Successful traits (flexibility, ability to thrive in change, being resourceful on your own) necessary to work in a fast paced environment that is evolving constantly. Ability to develop and maintain productive relationships with clients, business partners and organizational peers with a focus on timely and meaningful exchanges of information. Exhibit natural and intellectual curiosity in order to consistently explore and consider all options and is not governed by conventional thinking. Uses listening and questioning techniques to effectively gather information from insureds and claimants. Demonstrates an understanding of mechanisms available for resolving claims settlement disputes (e.g. arbitration and mediation) and when these are used. Proficient in MS Office Suite and other business-related software. Polished and professional written and verbal communication skills. The ability to read and write English fluently is required. Must demonstrate a desire for continued professional development through continuing education and self-development opportunities. About Working in Claims at Argo Group Argo Group does not treat our claims or our claims professionals as a commodity. The work we offer is challenging, diverse, and impactful. Adjusters are empowered with broad authority and encouraged to develop creative, individualized solutions for each case. We have a very flat organizational structure, enabling our employees have more interaction with our senior management team, especially when it relates to reviewing large losses. Our entire claims team works in a collaborative nature to expeditiously resolve claims. We offer a work environment that inspires innovation and is open to employee suggestions. We even offer rewards for creative and innovative ideas. We believe in building an inclusive and diverse team, and we strive to make our office a welcoming space for everyone. We encourage talented people from all backgrounds to apply. PLEASE NOTE: Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas. If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at 210-321-8400. Benefits and Compensation We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program—including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities. Core Values At Clearbrook our Core Values are Integrity, Collaboration, Pursuit of Excellence and Forward Thinking. These values reflect who we are today and who we aspire to be - guiding how we work, how we lead and how we succeed.