Senior Counsel

Job description

MEET METHOD Method has built the most modern way to connect to consumer financial accounts. Combining real-time liability connectivity with instant payment execution, Method’s API is designed to make it easy for people to connect their financial accounts to the apps and services they want to use. We have helped 45+ million users connect 350+ million liability accounts credential-less and processed over $2.5B in payments, helping users save millions in interest. One in every three credit cards in the United States is in the Method ecosystem and leading financial institutions like SoFi, Bilt, Cleo, Sezzle, Figure & Aven rely on our APIs to build magical experiences for millions of consumers. We’re a team of 50+ people spread across offices in Austin, SF, New York City, and Washington D.C! We’re excited to continue the momentum working alongside our investors and advisors from Andreessen Horowitz, Emergence Capital, Y Combinator, Avra, and Ardent. To learn more about us, check out our blog https://methodfi.com/resources/company-updates! THE IMPACT As Method's Senior Counsel, you will drive the commercial legal engine that has powered Method's expansion from a single line of business into a multi-product fintech platform. Reporting directly to our General Counsel, you will become the primary legal partner to our go-to-market teams, turning contracts into a source of speed rather than friction. This is a role where your impact will drive meaningful improvement in: contract turnaround time, deal velocity for account executives and customer success. You will own the full commercial contracting lifecycle, from drafting and negotiation through execution, across our lending business today and our emerging commerce line tomorrow. But your input and influence will extend well beyond contract review. You will design the AI-assisted workflows and playbooks that make the entire legal function faster, and assist with regulatory and product counseling as Method's product surface expands. This is a rare opportunity to build the commercial legal capability at a company sitting at an inflection point. Your contributions will shape the legal function through Method’s next phase of scale. WHAT YOU'LL DO - Own commercial contracting – Draft, review, and negotiate lending agreements independently, from first draft through signature. - Become the go-to legal partner for go-to-market – Serve as the primary legal point of contact for account executives and customer success, cutting turnaround time on commercial requests and building trust as a fast, reliable partner to the business. - Build the AI-powered legal function – Design workflow automation, internal playbooks, and review tooling that increase the throughput of Legal. - Create repeatable cross-functional processes – Establish clear, efficient workflows between Legal and Sales, Customer Success, Compliance, Finance, Operations, and Product that reduce friction and improve velocity and visibility. - Expand coverage as the business grows – Extend legal support to the emerging commerce product, scaling the function alongside the business. WHO YOU ARE - At least three years post-JD experience in commercial law in the consumer finance industry - Proficiency in drafting, reviewing, and negotiating a variety of commercial agreements independently. - Prior consumer finance experience – Deep familiarity with the regulatory and commercial landscape for consumer financial products. - Genuinely energized by early-stage ownership – Excited to build systems and processes that do not yet exist. - Eager to build AI-assisted legal tools and workflows – You see this as a core part of the role. - Exceptional collaborator and communicator who builds strong relationships across diverse teams and organizations. - Strong judgment and experience advising business partners on nuanced and complex issues that lack clear answers. - Assertive, proactive, ownership mentality and enjoys working with cross-functional teams - Positive, upbeat attitude with a curious, can-do mindset EXTRA AWESOME - Already made the in-house transition to a fintech, bank, or consumer finance company. - Strong knowledge of open banking, federal and state privacy laws including GLBA and FCRA, and payments laws and rules including EFTA and Nacha. - Experience building or deploying contract automation or AI-assisted legal tooling. COMPENSATION The annual US base salary range for this role is: $150,000 - $200,000, commensurate with experience, location, and qualifications. WORK AUTHORIZATION Applicants must be authorized to work in the United States. BENEFITS AVAILABLE TO FULL TIME EMPLOYEES - Medical, Dental, Vision; basic medical plans 100% covered - Flexible PTO - $30/day Lunch allowance when working from the office - 12 weeks parental leave - Commuter benefits; employer-sponsored - Phone/internet stipend - WFH stipend - Student loan repayment contribution - Lifestyle Spending stipend - Learning & Development stipend - Hybrid-office stocked with snacks - Quarterly team off-sites IN-OFFICE POLICY For most roles are Method, we expect a regular in-person presence at one of our hubs in NYC, Austin, SF or DC. We have embedded flexibility to work remotely for a week here and there, but the general expectation is a minimum 2-3 days/week in office on average. What does not work is full-time remote. ACCOMMODATIONS Method provides reasonable accommodations to applicants with disabilities. If you need assistance with your application due to a disability, please contact us at talent@methodfi.com to request an accommodation.