Senior Credit Analyst

Job description

Join Starr, a global leader in commercial insurance with over a century of expertise. We empower our employees to innovate, make impactful decisions, and build lasting client relationships worldwide. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex. Grow your career with a rapidly growing company that invests in its people and their ability to drive real progress. Job Description Conduct comprehensive financial statement analysis (balance sheet, income statement, cash flow) to assess the creditworthiness of insureds, financial institutions and other obligors. Evaluate and monitor client credit exposure, recommending appropriate risk mitigants such as collateral or credit enhancements. Maintain tracking logs for credit submissions, collateral, and legal agreements to ensure compliance with approved credit terms. Collaborate with Underwriting, Legal, and Treasury to ensure legal documentation (e.g., guarantees, trust agreements, letters of credit) adheres to approved terms and is received promptly. Ensure accurate reconciliation and compliance of required collateral in accordance with internal credit approvals and policy guidelines. Analyze portfolio, sector, and industry trends to identify emerging credit risks. Support adherence to the company’s Credit Policy and assist with audit and internal control documentation. Participate in special projects as assigned. Qualifications & Requirements Bachelor’s degree in Finance, Accounting, Economics, or a related field. 2–4 years of experience in credit risk analysis; credit training at a major bank is preferred but not required. Strong knowledge of financial statement analysis, credit ratios, and risk assessment methodologies. Familiarity with collateral structures (trusts, letters of credit, guarantees) and related legal documentation preferred. Experience or demonstrated ability to work with large, complex, multi-year insurance programs is strongly preferred. Excellent communication and interpersonal skills For individuals assigned and/or hired to work in New York, Starr Insurance Companies is required by law to include a reasonable estimate of the compensation range for this role. The wage range for this role considers the wide range of factors that are considered in making compensation decisions including but not limited to skill sets: experience and training: licensure and certifications: and other business and organizational needs. A reasonable estimate of the current range is $100,000 - $130,000. Starr is an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. We offer first class training and development opportunities to all employees. Our aim is to grow our own talent and bring out the best in people.