Senior Credit Control Analyst

Job description

Turn financial insights into smart business decisions Antwerp/Rotterdam Strong credit management is about more than numbers. It’s about understanding customers, identifying risks and helping the business make well-informed decisions. As a Senior Credit Control Analyst, you safeguard the credit position of customers across different Business Segments within Kuwait Petroleum Europe. You analyse financial information, assess creditworthiness and closely monitor risks. You connect with Business Segments, customers, credit insurers and external partners and turn complex financial information into clear advice and concrete action. You get plenty of responsibility and the freedom to take initiative. See opportunities to improve reporting, systems or processes? You turn them into action. Your biggest challenge You combine financial analysis with stakeholder management and a strong understanding of the business. This allows you to support business growth while keeping credit risks under control. You assess the creditworthiness of customers, monitor your portfolio and take action to minimise credit risks and potential bad debts. You prepare analyses for the Credit Committee, present and defend your cases and take ownership of the agreed actions. You work closely with different Business Segments and customers to understand their financial situation and provide clear credit advice. You maintain relationships with credit insurers and collection agencies, ensuring optimal insurance levels and following up on bad debt cases. You prepare credit reports and KPIs, analyse ageing and exceeding figures and provide management with clear insights and explanations. You support monthly, quarterly and year-end closing activities, including account reconciliations, insurance premiums and bad debt provisions. You work with our credit model and SAP and identify opportunities to improve systems, reporting and processes. You keep credit policies and procedures up to date and contribute to projects that make our way of working smarter and more efficient. In short: you connect financial insights with business reality. This helps Kuwait Petroleum Europe grow responsibly while keeping credit risks under control. This is you You enjoy diving into numbers, but always keep the bigger picture in mind. You ask the right questions, identify risks and turn your analysis into clear advice. You work accurately and take ownership of your responsibilities. At the same time, you communicate easily with colleagues, customers, management and external partners. You also: Have a master’s degree in Finance. Bring at least 3 years of experience in a similar role. Have experience working within an international company or environment. Have a good understanding of financial and administrative processes and systems. Have good working knowledge of Excel and SAP. Power BI experience would be great. Are analytical, accurate and solution-oriented. Organise your work independently and manage different priorities effectively. Communicate clearly and build strong relationships with different stakeholders. Take initiative and continuously look for ways to improve. Are fluent in English and at least one additional language, which is essential for the role. Knowledge of Dutch or French is a strong advantage. What do you get in return? A competitive salary with an extensive benefits package: Mobile phone + subscription, health or hospitalisation insurance, pension plan, holiday pay, year-end bonus, net expense allowance, bonus scheme and at least 36 days of annual leave. Hybrid working: Combine working from home with working from our modern offices in Antwerp or Rotterdam, with the latest tools to work efficiently. A warm welcome: Join a certified Baanbrekende Werkgever and enjoy sports activities, clubs, events, family days and our BeWell programme for your wellbeing. Room to grow: Build your expertise through training and coaching, with plenty of opportunities to develop further within the organisation. A strong network and a great working environment: Benefit from our broad network and work together with colleagues in close-knit, welcoming teams. Ready for a job with drive? Looking for a role where you can combine financial expertise, responsibility and real impact? This is your opportunity. Use your analytical skills, initiative and drive to help the business grow responsibly while keeping credit risks under control. Within a few days, we’ll get in touch and tell you more about the next steps in the recruitment process.