Senior Enterprise Risk Consultant in Financial Services

Job description

Line of Service Assurance Industry/Sector Not Applicable Specialism Assurance Management Level Senior Associate Job Description & Summary Contribute to creating a better tomorrow The only way we can tackle the challenges of this fast-changing world is with passionate people. Led by our purpose of building trust and solving important problems, we come together at PwC to address the biggest issues facing the world in a way that drives positive impact. Are you eager to join a team fuelled by open and curious minds? People who are passionate about their work and create new solutions for a new day? Then you’re at the right place. Bring your talent. Learn new skills. Make a positive impact. In risk landscape that keeps evolving at fast-pace, robust Enterprise Risk Management frameworks have become central for financial institutions. Not only are they impacted by increasing regulatory requirements, but also by a rising number of threats and risks arising from their technology-driven activities, dependencies to service providers and cyber incidents. In that context, supervisory authorities are expecting financial services institutions to achieve better governance, transparency and accountability through enhanced risk management frameworks and disclosure but also demonstrate resilience by building operational resilience plans. We are seeking a dynamic and analytical Senior Associate to join our Enterprise Risk Management (ERM) team within the financial services sector. The ideal candidate will bring 3–5 years of experience in risk advisory, internal audit, or ERM roles, with a strong understanding of non-financial risks and regulatory expectations. This role involves working closely with clients to assess, design, and implement risk frameworks that enhance resilience and strategic decision-making. Want to join a dynamic team of experts advising the big players of the Financial Services market in Belgium (and abroad)? Looking for an opportunity to work on various types of assignments, including providing advice and expertise on risk regulatory projects, helping clients implement new regulations from start to finish by assessing the impacts on the target operating model (governance, processes, people, systems, etc.), and creating value by looking beyond pure compliance? Then join our Financial Services team, where you’ll learn how our experts help the sector manage the evolution of their businesses and advise on their risk and regulatory agendas in a climate of rapid digitisation. Your impact As an enterprise risk management professional, you have a strong transversal view on the risk areas of banks and are able to connect technical capabilities, regulatory requirements and risk appetite framework as well as risk culture expectations. You will support in many areas: ● Support the development and enhancement of ERM frameworks aligned with banking regulations (e.g., Basel III/IV, EBA guidelines). ● Conduct risk assessments across business units, identifying key exposures and emerging risks. ● Conduct maturity assessments of ERM programs and benchmark against industry standards. ● Facilitate risk workshops with business units to identify and evaluate key exposures. ● Analyse and report on non-financial risks and enterprise-wide risks, including: ○ Operational risk (e.g., process failures, fraud) ○ IT and cyber risk (e.g., data breaches, system outages) ○ Compliance risk (e.g., AML, KYC, sanctions) ○ Conduct and reputational risk ○ Third-party/vendor risk ○ ESG and climate-related financial risk ● Assist in the development of risk appetite frameworks, risk appetite statements and Key Risk Indicators (KRIs) as well as the design of risk taxonomies and risk registers tailored to client operations. ● Assist in the development of sound risk culture frameworks ● Contribute to scenario analysis, stress testing, and ICAAP/ILAAP processes. ● Support regulatory gap assessments and readiness projects (e.g., DORA, CRD VI, SRB expectations). ● Develop risk culture initiatives and training programs. ● Lead or contribute to internal control reviews and process mapping. ● Collaborate with internal audit, compliance, and business continuity teams. ● Prepare client deliverables including risk dashboards, reports, and presentations. About you ● Bachelor’s or Master’s degree in Finance, Risk Management, Business Administration, or related field. ● 3–5 years of experience in ERM, risk advisory, or internal audit within financial services. ● Strong understanding of non-financial risk categories and regulatory frameworks. ● Excellent communication and stakeholder engagement skills. ● Proficiency in risk analytics, reporting tools, and GRC platforms is a plus. ● Knowledge on data analytics and dashboarding tools such as PowerBI, Tableau and Alteryx ● The right team spirit and eagerness to work in a client-focused, high-quality-driven environment. ● Excellent written and oral communication skills in English. Dutch or French is a plus. ● A strategic view that allows you to detect opportunities that could bring added value to clients. Life at PwC Belgium Our culture and workplace are something we’re proud of. Here’s a sneak peek at some of the benefits you can look forward to. Flexible work patterns: Achieve the perfect balance between office and home life with our flexible hybrid work arrangements and family-friendly schemes. Lifelong learning: Grow with us! Take advantage of our diverse training opportunities and exciting career pathways to explore new disciplines and expertise. Flexible rewards: Tailor your benefits to suit your lifestyle with our customizable rewards plan. Sustainable mobility: Choose eco-friendly mobility options, from our soon-to-be fully electrified fleet to public transport, shared cars, ebikes, and more. Inclusive culture: Thrive in a diverse, inclusive workplace that values and celebrates every individual's contributions. Wellbeing focus: Enjoy a positive environment with our comprehensive wellbeing programs, engaging sports communities, and confidential support for all your professional and personal challenges. Global network : Expand your horizons with opportunities to work abroad and tap into extensive industry expertise within the PwC network. Let’s build something great together. What are you waiting for? Equal Opportunity Employer statement At PwC, we are dedicated to building a diverse, inclusive, and authentic environment. We are committed to providing equal employment opportunities for all candidates and employees, regardless of race, religion, gender identity or expression, sexual orientation, national origin, age, disability, marital status, or any other characteristic protected by law. We believe that a diverse and inclusive workplace drives innovation and strengthens our ability to serve our people, clients and communities. Join us in fostering a culture where everyone feels valued, respected and empowered to achieve their full potential. Additionally, we provide reasonable accommodations to qualified individuals with disabilities, in accordance with applicable laws. Education (if blank, degree and/or field of study not specified) Degrees/Field of Study required: Degrees/Field of Study preferred: Certifications (if blank, certifications not specified) Required Skills Optional Skills Accepting Feedback, Accepting Feedback, Active Listening, Analytical Thinking, Anti-Bribery, Anti-Money Laundering Compliance, Business Ethics, Code of Ethics, Communication, Compliance and Governance, Compliance and Standards, Compliance Auditing, Compliance Frameworks, Compliance Program Implementation, Compliance Reporting, Compliance Review, Compliance Risk Assessment, Compliance Training, Controls Compliance, Creativity, Cybersecurity Risk Management, Data Analysis and Interpretation, Data Protection Management (DPM), Disability Support, Embracing Change {+ 30 more} Desired Languages (If blank, desired languages not specified) Travel Requirements 0% Available for Work Visa Sponsorship? No Government Clearance Required? Yes Job Posting End Date