Senior FP&A Analyst

Job description

**Who is Plenti?** Plenti is a fintech lender, providing faster, fairer loans by leveraging its smart technology. Plenti is a dynamic and innovative business that is growing strongly. By continuing to deliver better customer experiences, Plenti is taking market share from incumbent players in the personal lending, renewable energy, and automotive finance markets. We are a fast moving and ambitious business that seeks to recruit smart and capable people, who can take ownership of their role to help the business thrive. With over 250 people based in Australia, Plenti is of a size where everyone can make a difference in their role and help us realise our very big ambitions as a team, as we go about building Australia’s best lender. Plenti is a founder led business that launched in 2014, listed on the ASX since 2020 with annual revenue of over $250 million and a loan portfolio of over $3 billion. **About the role:** As a Senior FP&A Analyst at Plenti, you’ll play a key role in how we plan, forecast and understand our financial performance. You’ll own key financial models, support budgeting and forecasting, and partner with leaders across the business to turn financial data into clear, commercial insights. This is a highly visible FP&A role with exposure to the CFO, CEO, Executive team, Board and investor relations, giving you the opportunity to broaden your commercial finance experience while having a direct impact on business decisions. **Key responsibilities:** - Own and maintain key financial models, including Plenti’s corporate model - Partner with budget owners across the business to understand performance, forecast spend and identify key decisions and trade-offs - Lead key parts of our annual budget and reforecast cycles, including ownership of the operating expense model - Own monthly performance reviews, investigating variances and highlighting key trends and insights - Prepare Board and Executive reporting, turning financial results into clear and actionable insights - Support investor relations activities and provide analysis to help inform CFO and CEO engagements - Build dashboards and reporting in Databricks and Excel to understand key business drivers - Support capital planning and cash flow forecasting alongside our Controllership and Treasury teams - Look for better ways of working, using automation and AI tools to improve reporting, modelling and processes **About you:** You’re a commercially minded finance professional who enjoys getting into the detail, understanding what drives the numbers and turning analysis into practical insights. You’re confident working with data, financial models and senior stakeholders, and take ownership of delivering high-quality work. **You will ideally have:** - 4+ years’ experience in FP&A, commercial finance or a similar role - Degree in Finance, Economics, Accounting or STEM - CA, CPA or CFA completed or in progress - Advanced Excel modelling with strong ability to build and maintain scalable models - Advanced SQL capability with experience with BI tooling (experience with Databricks is highly regarded) - Practical experience applying AI tools such as Claude to analyse data, build reporting and improve processes, with the judgement to know where output requires verification - Experience in financial services or a lending environment highly regarded - Strong presentation skills and confidence partnering with senior stakeholders