Senior Legal Counsel

This Senior Legal Counsel – Commercial provides practical legal advice and strategic counsel to business leaders and colleagues on commercial lending, banking, compliance, and risk matters. This role serves as a trusted advisor to assigned lines of business, with a primary focus on commercial lending documentation and related transactions. How you will spend your time: Identify, research, and analyze various complex legal and regulatory issues; provide business-focused recommendations on mitigation of associated risk while assuring legal compliance. Advise and counsel assigned lines of business on key legal issues and emerging trends related to commercial lending and banking matters. Review, negotiate, and draft agreements. Heavy emphasis on documentation which supports the bank’s commercial lending activities, including loan documentation and loan portfolio management. Manage the engagement of outside counsel, participate in the negotiation of loan documentation, and act as a liaison between senior leaders and outside counsel to advise assigned lines of business regarding risk. Participate in projects and process improvements. Collaborate with different lines of business and corporate support functions to ensure that operations and strategies are managed in compliance with applicable laws and regulations and the highest standards of ethics and integrity. Develop in-depth substantive knowledge of assigned lines of business’ products, services, and the relationships the business unit has with its significant clients. Serve as a legal advisor to senior leaders and be the primary consultant for internal clients on legal issues. Monitor and analyze evolving legal requirements and proposed regulations and legislation in assigned practice areas and advise senior management of potential risks associated with new developments. Review and approve legal billing submitted by outside counsel, work with line of business to correct or address any discrepancies or deviation from corporate policy. Other duties as assigned. We’re excited to talk with you if you have: JD and licensed to practice law with at least 8 years of commercial legal experience. Preference for at least 10 years commercial lending experience. Experience in production agriculture and food and agribusiness lending. Strong leadership capabilities and the ability to operate both independently and collaboratively. Exceptional interpersonal, negotiation, and written and verbal communication skills. Strong working knowledge of legal issues in assigned areas. Strong skills in relationship building, critical thinking, strategic vision, and ability to mitigate risk in decision making. This position was posted on 08/18/2026. The application deadline for this position is 45 days from the posting date unless filled earlier. Compensation Range: $176,796 - $260,029 The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information. UMB offers competitive and varied benefits to eligible associates , such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. Are you ready to be part of something more? You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. 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