Senior Product Manager

About seQura

seQura provides innovative, flexible and easy-to-use payment technologies that help merchants acquire, convert and retain more customers.

We make a difference in sales performance by tailoring our solutions to different sectors, to address their unique pain points and deliver superior results in Retail, Education, Eyewear, Repairs and Travel.

We also empower smart shopping to consumers who seek more value, convenience, and flexibility in their shopping, with new payment experiences that allow them to save, access interest-free credit, or pay in small, comfortable installments of up to 24 months.

Born in Barcelona, seQura is a privately-owned fintech, currently expanding throughout southern Europe and Latin America, growing above 50% CAGR.
Over 6000 businesses, almost 3 million shoppers, and almost 400 employees continue to rate us as one of the most loved and trusted fintechs out there, with an NPS of 87%, a Trustpilot rating of 4.7/5, and a Glassdoor rating of 4.1/5.

About the role 🤓

In this context, Product Managers at seQura are not backlog administrators or feature pushers — they're product leaders. You are the person who decides what we build and why, connecting real user problems with business priorities and technical possibilities to deliver valuable outcomes, not just output.

We're building a product platform that spans verticals, geographies, and brands. That only works if PMs can zoom in and out — think strategically across the platform while getting into the detail when it matters. If you're looking for a role where you own meaningful problems, work with a talented cross-functional team, and play a key part in shaping our product platform, you're in the right place.

We are always looking for exceptional product people who can take ownership of high-stakes product areas in a fast-moving, multi-vertical fintech. Our product ecosystem is broad, and depending on your background, expertise, and what excites you, you could work on:

• Payments & Checkout Intelligence — multi-lender orchestration, category-aware checkout, approval optimization, and payment method routing powered by ML models.

• Merchant Experience — the tools, dashboards, and self-service capabilities that help 5,000+ merchants configure, monitor, and grow their business with seQura.

• Shopper App & Consumer Products — the Qard card, the shopper app, AI-powered search and shopping experiences, and post-purchase lifecycle management.

• Vertical Platforms (EduQa / OptiQa) — enrollment and lifecycle platforms for education, or subscription-based eyewear models scaling from 140 to 600+ stores across 4 countries.

• Risk & Underwriting Products — order approval flows, alternative payment method decisioning, fraud detection, and credit risk tooling.

• Finance & Operations Tech — disbursement infrastructure, settlement systems, invoicing automation, and the internal tools that keep seQura running at scale.

• Growth & Shopper Revenue — conversion optimization, merchant onboarding, acquisition funnels, and revenue maximization across the shopper lifecycle.

This is a company where a single PM can reshape how millions of shoppers pay, how thousands of merchants sell, or how an entire vertical — from opticians in Northen Europe to language schools across Europe — operates financially. The scope is real, and so is the autonomy.

Key Responsabilities 🚀

Own the outcome, not the output

• Define and drive a product vision grounded in business strategy, user needs, and market dynamics — not a feature factory roadmap. We measure success by user and business impact, not by feature count or roadmap velocity.

• Set measurable goals (conversion rates, approval rates, BNPL attachment, merchant NPS, revenue impact) and hold yourself and your team accountable to them. Hitting a delivery date is meaningless if the outcome doesn't move a needle.

• Make hard trade-offs between short-term delivery and long-term platform scalability, especially in a multi-vertical, multi-country context.

Be a problem-first thinker

• Start with the "why." Avoid jumping to solutions — define the problem clearly before proposing answers. Collaborate with research, data, and stakeholders to deeply understand friction points.

• Develop genuine expertise in your domain — whether that's payment orchestration, risk decisioning, merchant workflows, or vertical-specific business models.

• Use quantitative data (funnel analytics, A/B tests, model performance metrics) and qualitative insights (merchant interviews, shopper research, operational feedback) to validate opportunities before scaling solutions.

• Understand the regulatory landscape. seQura operates in a regulated environment where compliance constraints, evolving financial regulation, and risk frameworks are first-class product inputs, not afterthoughts.

Drive end-to-end product delivery

• Lead discovery, specification, prioritization, delivery, and post-launch iteration. Write clear PRDs that engineering, design, data, and business stakeholders can rally around.

• Run experiments where uncertainty exists. Validate hypotheses with real data before committing to full rollouts — shadow modes, feature flags, A/B tests, phased launches. Use metrics as tools to inform decisions, not weapons to justify them.

• Your responsibility doesn't end at launch. If it breaks, doesn't work, or no longer serves — it's still your problem. We build it, we run it, we measure it, we improve it.

• Decide when to build, when to buy, when to integrate with external partners (payment providers, lending partners, platform integrations), and when to deprecate.

Be a force multiplier across teams

• Partner with Engineering, Design, Data, Risk, Finance, Legal, Growth, Commercial and many other teams as one team — not a handoff function. Bring clarity, focus, and context. Align everyone around the problem and the goal.

• In seQura's holacratic model, influence comes from clarity of thought and quality of decisions, not from hierarchy. Communicate with honesty and purpose — share context early, adapt your message to your audience, and protect focus time.

• Align product work with cross-functional priorities: regulatory timelines, commercial partnerships, operational capacity, and technical debt reduction.

• When relevant, manage relationships with external partners — payment providers, lending institutions, vertical-specific technology partners — and translate those relationships into product capability.

Build for scale and learning

• Think platform-first: design solutions that serve multiple verticals, markets, and entities without creating unsustainable complexity.

• Foster a culture of continuous learning — retrospectives, data reviews, honest post-mortems. Treat every launch as the beginning of an optimization cycle, not the end of a project.

• Stay curious and humble. Seek feedback constantly — from users, teammates, and stakeholders. Share learnings and elevate others around you. Being right is not the goal; getting to the best decision is.

What we are looking for 🤝

The essentials:

• 7+ years in Product Management, with meaningful experience in fintech, payments, B2B2C platforms, marketplace, or digital consumer products.

• Track record of driving business outcomes, leading complex product initiatives, ideally across multiple markets. You can point to specific metrics you moved and explain the decisions behind them.

• Strong analytical muscle. You're comfortable with SQL, product analytics tools, and interpreting ML model outputs. You make data-informed decisions without hiding behind data.

• Excellent product judgment under uncertainty. You know when to run an experiment, when to trust your instinct, and when to kill a project that isn't working. You don't cling to ideas or resist feedback — you challenge ideas, not people.

• Ability to write clearly and think structurally. Your specs, vision docs, and stakeholder communications don't need a translator. You adapt your communication depending on who you're talking to — from engineers to execs.

• Fluent English. Spanish is a strong plus given our market presence.

• Comfort with ambiguity and speed. seQura is a scaleup growing 50%+ YoY with a holacratic operating model — you'll have more ownership and less hand-holding than at most companies.

What will make you stand out

• Experience in payments infrastructure, acquiring, BNPL, lending, or regulated financial services.

• Experience building platform products that serve multiple business lines, entities, or geographies.

• Background working with ML/AI-driven product features — recommendation engines, risk models, intelligent routing, or similar.

• Experience in vertical SaaS or industry-specific platforms (education, healthcare, optical, subscriptions).

• Familiarity with modern product discovery frameworks (Opportunity Solution Trees, continuous discovery, dual-track agile, JTBD).

• A technical background (engineering, data science) or a strong business/economics foundation — ideally both.

• Experience operating in holacratic, flat, or highly autonomous organizational structures.

What we offer 😎

We have a strong and sustainable foundation, where we provide a secure and reliable workplace. You have the freedom and trust to make the best contribution possible.

One of our most valued strengths by our employees is our fellowship and supportive culture, which fosters a sense of belonging by working closely with our values. With us, you will have challenging projects to work on and push your skills and knowledge.

In addition, we are very proud of the unique office we have, which offers a comfortable and inspiring environment to work in with everything you need.

• 23 vacation days + 2 days of free disposal per year.

• Flexible compensation plan for transportation, restaurants, and kindergarten with Cobee.

• Health insurance discounts with Sanitas and DKV

• Hybrid work from Barcelona

• Flexible working hours

• Office workshops and meet-ups to encourage community participation and career growth

Moreover, we have a Wellness Program that embraces a holistic approach by covering 6 areas (occupational, physical, financial, emotional, social, environmental consciousness). Each area will include a variety of activities, and you'll be able to choose from 34 different activities that best meet your needs to configure a plan that best works for you.

Recruitment Process 🙌

1. Interview with People Team

2. Meeting with Hiring Manager

3. Take-home assessment

4. Live Peer review of the assessment

5. Meet the team

We promote equal opportunity to all, regardless of age, color, gender identity, medical condition, physical or mental disability, race, religion, sexual orientation, or any other characteristic. We have an inclusive environment, and respect is above all.

Do you want to be part of the change? Join us!👇