Senior Product Manager - Banking

Job description

Hello. We’re Teya. Teya was founded on a simple belief: local businesses deserve better. They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business. Teya exists to change that. We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work. We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand. If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you YOU MISSION Are you passionate about shaping the future of SME banking? At Teya, we’re building innovative financial solutions that empower small businesses to thrive. As a Senior Product Manager in Banking, you’ll own the vision for our Business Accounts and lead the development of cutting-edge banking features—from multi-currency accounts to seamless payment integrations. This is your chance to make a real impact in a fast-growing fintech, working with talented teams to deliver secure, scalable, and customer-centric banking experiences. KEY RESPONSIBILITIES - Own the end-to-end product vision for Business Accounts, delivering a world-class banking experience for SMEs and sole traders. - Lead discovery and solution design for core banking features: account details, payments, deposits, interest engine, and money-movement controls. - Drive development of new capabilities including local IBANs, multi-currency accounts, cash management tools, and integrations with accounting, payments, and credit products. - Leverage customer insights and data to prioritise opportunities that increase engagement, deposits, activation, and usage. - Collaborate cross-functionally with Engineering, Design, Operations, Compliance, Risk, and Customer Relations to deliver scalable, compliant banking experiences. - Ensure regulatory compliance across FCA/PRA guidelines for business accounts. - Define and track KPIs (activation, churn, deposits, adoption, transactions, complaints) and lead continuous optimisation cycles. - Manage go-to-market plans for new features with Country, Marketing, and Partnerships teams. - Oversee third-party banking providers (e.g., BaaS partners, card issuers, open banking providers), ensuring SLAs and product fit. - Identify and resolve operational risks and customer pain points, maintaining a reliable and compliant platform. - Communicate progress and risks effectively to senior leadership. REQUIRED SKILLS & EXPERIENCE - 5+ years’ experience in Product Management within fintech, business banking, payments, or financial services. - Strong understanding of SME financial needs: cash-flow management, settlements, payments, deposits, and money movement. - Proven track record delivering regulated financial products (e.g., business current accounts, savings accounts, onboarding/KYB flows, payment rails). - Solid knowledge of UK/EU regulatory frameworks (FCA, PRA, EBA guidelines, safeguarding, deposits, interest accrual, payments operations). - Exceptional analytical skills with ability to translate data insights into product decisions. - Strong stakeholder management and influencing skills across engineering, operations, compliance, and commercial teams. - Excellent communication skills, able to explain technical and regulatory concepts to diverse audiences. The Perks - Physical and mental health support through our partnership with GymPass giving free access to over 1,500 gyms in the UK, 1-1 therapy, meditation sessions, digital fitness, and nutrition apps - Our company offers extended and improved maternity and paternity leave choices, giving employees more flexibility and support - Cycle-to-Work Scheme - Health and Life Insurance - Pension Scheme - 25 days of Annual Leave (+ Bank Holidays) - Office snacks every day - Friendly, comfortable, and informal office environment in Central London Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.