Senior T24 Tester - Trade Finance

NOTE - This role is a short term contract for 3 months.We are looking for an experienced Senior T24 Tester - Trade Finance with strong hands-on expertise in Trade Finance products and Temenos T24. The ideal candidate should have deep functional knowledge of Trade Finance operations, strong testing experience, and the ability to validate end-to-end transaction processing across portals, workflow systems, and T24.Key ResponsibilitiesPerform end-to-end functional testing of Trade Finance products and processes, from customer/product onboarding and setup through transaction processing, settlement, reconciliation, and reporting.Test Trade Finance products including Letters of Credit (LC), LC Drawings, Guarantees, Documentary Collections/Bills, Trade Loans, and Murabaha.Perform hands-on testing of Temenos T24 Trade Finance modules, including LC, Drawings, DC/Bills, and Loans & Deposits (LD).Validate the complete contract lifecycle, including creation, authorization, amendments, enquiries, overrides, settlements, and closures.Test T24 Delivery (DE) functionality and validate SWIFT message generation and processing.Validate integration between web/mobile portals, BPM/Workflow engines such as Newgen, and Temenos T24.Validate T24 back-office processing, including limits, collateral, charges, commissions, accounting entries, posting restrictions, and COB/EOD processing.Perform transaction reconciliation and validate end-of-day balances, transaction histories, accounting entries, and statement generation.Create and manage synthetic test data that accurately represents real-world financial and production scenarios.Validate SWIFT messages and ensure compliance with applicable Trade Finance standards and ICC guidelines, including UCP 600 and URDG 758.Perform API testing using tools such as Postman or SoapUI.Validate compliance screening workflows, RBAC, access controls, and security-related scenarios.Identify, document, track, and manage defects using JIRA, ALM, or similar test management tools.Work closely with business analysts, developers, T24 functional teams, and business stakeholders to resolve issues and ensure successful testing.Plan and execute multiple testing streams while maintaining quality, timelines, and testing documentation.Requirements6+ years of experience in software testing, preferably within banking/financial services.Strong Trade Finance domain expertise with hands-on experience in:Letters of Credit (LC)LC DrawingsBank GuaranteesDocumentary Collections / BillsTrade LoansMurabahaStrong hands-on experience with Temenos T24 Trade Finance modules.Good understanding of T24 core concepts, including limits, collateral, charges, commissions, accounting, posting restrictions, COB/EOD, and reconciliation.Ability to read and interpret T24 enquiries to validate back-office results.Strong understanding of SWIFT messaging standards and ICC guidelines, particularly UCP 600 and URDG 758.Experience testing portal-to-BPM/Workflow-to-T24 integrations, preferably with Newgen.Hands-on experience with API testing – Postman/SoapUI.Experience with JIRA, ALM, or equivalent test management tools.Understanding of RBAC, security testing, and compliance screening workflowsStrong analytical, communication, planning, and problem-solving skills.PreferredExperience working on Trade Finance transformation, migration, or integration projects.Experience with T24/Temenos Transact implementations or upgrades.Banking experience in UAE/GCC markets.Immediate availability or ability to join within a short notice period.

NOTE - This role is a short term contract for 3 months.

We are looking for an experienced Senior T24 Tester - Trade Finance with strong hands-on expertise in Trade Finance products and Temenos T24. The ideal candidate should have deep functional knowledge of Trade Finance operations, strong testing experience, and the ability to validate end-to-end transaction processing across portals, workflow systems, and T24.
Key Responsibilities

• Perform end-to-end functional testing of Trade Finance products and processes, from customer/product onboarding and setup through transaction processing, settlement, reconciliation, and reporting.
• Test Trade Finance products including Letters of Credit (LC), LC Drawings, Guarantees, Documentary Collections/Bills, Trade Loans, and Murabaha.
• Perform hands-on testing of Temenos T24 Trade Finance modules, including LC, Drawings, DC/Bills, and Loans & Deposits (LD).
• Validate the complete contract lifecycle, including creation, authorization, amendments, enquiries, overrides, settlements, and closures.
• Test T24 Delivery (DE) functionality and validate SWIFT message generation and processing.
• Validate integration between web/mobile portals, BPM/Workflow engines such as Newgen, and Temenos T24.
• Validate T24 back-office processing, including limits, collateral, charges, commissions, accounting entries, posting restrictions, and COB/EOD processing.
• Perform transaction reconciliation and validate end-of-day balances, transaction histories, accounting entries, and statement generation.
• Create and manage synthetic test data that accurately represents real-world financial and production scenarios.
• Validate SWIFT messages and ensure compliance with applicable Trade Finance standards and ICC guidelines, including UCP 600 and URDG 758.
• Perform API testing using tools such as Postman or SoapUI.
• Validate compliance screening workflows, RBAC, access controls, and security-related scenarios.
• Identify, document, track, and manage defects using JIRA, ALM, or similar test management tools.
• Work closely with business analysts, developers, T24 functional teams, and business stakeholders to resolve issues and ensure successful testing.
• Plan and execute multiple testing streams while maintaining quality, timelines, and testing documentation.

Requirements

• 6+ years of experience in software testing, preferably within banking/financial services.
• Strong Trade Finance domain expertise with hands-on experience in:
• Letters of Credit (LC)
• LC Drawings
• Bank Guarantees
• Documentary Collections / Bills
• Trade Loans
• Murabaha
• Strong hands-on experience with Temenos T24 Trade Finance modules.
• Good understanding of T24 core concepts, including limits, collateral, charges, commissions, accounting, posting restrictions, COB/EOD, and reconciliation.
• Ability to read and interpret T24 enquiries to validate back-office results.
• Strong understanding of SWIFT messaging standards and ICC guidelines, particularly UCP 600 and URDG 758.
• Experience testing portal-to-BPM/Workflow-to-T24 integrations, preferably with Newgen.
• Hands-on experience with API testing – Postman/SoapUI.
• Experience with JIRA, ALM, or equivalent test management tools.
• Understanding of RBAC, security testing, and compliance screening workflows
• Strong analytical, communication, planning, and problem-solving skills.

Preferred

• Experience working on Trade Finance transformation, migration, or integration projects.
• Experience with T24/Temenos Transact implementations or upgrades.
• Banking experience in UAE/GCC markets.
• Immediate availability or ability to join within a short notice period.

Unison Consulting was launched in Singapore on September 2012, the hub of the financial industry, with innovative visions in the technocratic arena. We are a boutique next-generation Technology Company with strong business-interests in Liquidity risk, Market Risk, Credit Risk and Regulatory Compliance. Unison provides technology consulting and services to implement Risk Management and Risk Analytics System for Financial Institutions. Our services suite comprises of Techno-Functional consulting, systems integration, Business Intelligence, information management, and custom development of IT solutions, plus project management expertise for financial institutions. We have expertise in latest cutting edge technology to achieve better total cost of ownership. Through our qualified professionals, we assist you drive your unique risk management strategies, whether that means efficient monitoring, improving risk appetite of the financial institutions, complying with regulations, or capturing growth opportunities through innovation, this is what maximizes your decision taking potential. At Unison Consulting, we view clients as partners, and our success is only measured by the success of our partners. So we put it all on the table in order to exceed expectations. Our staff consists of young, energetic and innovative consultants who are never afraid to challenge the conventions and push the boundaries in an effort to help our clients. For every project, no matter how large or how small, we strive to not only meet your needs, but deliver a showcase in your field.

Unison Consulting was launched in Singapore on September 2012, the hub of the financial industry, with innovative visions in the technocratic arena. We are a boutique next-generation Technology Company with strong business-interests in Liquidity risk, Market Risk, Credit Risk and Regulatory Compliance. Unison provides technology consulting and services to implement Risk Management and Risk Analytics System for Financial Institutions.

Our services suite comprises of Techno-Functional consulting, systems integration, Business Intelligence, information management, and custom development of IT solutions, plus project management expertise for financial institutions. We have expertise in latest cutting edge technology to achieve better total cost of ownership. Through our qualified professionals, we assist you drive your unique risk management strategies, whether that means efficient monitoring, improving risk appetite of the financial institutions, complying with regulations, or capturing growth opportunities through innovation, this is what maximizes your decision taking potential.

At Unison Consulting, we view clients as partners, and our success is only measured by the success of our partners. So we put it all on the table in order to exceed expectations. Our staff consists of young, energetic and innovative consultants who are never afraid to challenge the conventions and push the boundaries in an effort to help our clients. For every project, no matter how large or how small, we strive to not only meet your needs, but deliver a showcase in your field.