Senior Underwriter, Commercial Lines

Job description

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times. Our employee promise represents Intact’s commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us. Pay at Intact is about much more than just salary. Flexible work arrangements and a hybrid work model Possibility to purchase up to 5 extra days off per year Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life) Salary range (but not limited to): 87,200 - 106,600 Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance): 10% As part of our commitment to Win As A Team , we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares. Our pension offerings provide flexibility and long-term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan. Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc. The salary range presented above is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well. About the role Join Intact's innovative Commercial Lines Underwriting team and contribute to the success of Canada's largest P&C insurer. Use state-of-the-art technology to streamline broker collaboration and enhance risk assessment. Handle diverse files, build strong broker relationships, and work alongside industry leaders. You'll shape future CL growth through impactful projects, using advanced tools to hone your technical skills. We are committed to sustainable growth, climate change adaptation, and maintaining excellent broker partnerships. Enjoy flexible work arrangements, endless learning opportunities, and a supportive culture that champions inclusivity and career growth. Join us in shaping the future and growing your career. Seeking Senior Commercial Lines Underwriters to elevate impact within a dynamic, growth-focused team—bringing innovative perspectives, advancing expertise, and strengthening Intact’s network of Commercial Lines professionals. These permanent, full-time hybrid roles are open in our Ottawa, Ajax, Toronto, Mississauga and London offices. What you'll do here: Build long-term broker relationships through exceptional service and active engagement (visits, field underwriting, industry/marketing events). Underwrite moderate–complex risks; analyze quotes, renewals, and policy changes; recommend innovative, data-driven solutions. Coach and mentor the team to elevate technical underwriting and broker relationships; model a growth mindset. Drive process and workflow improvements to boost efficiency and best practices. Lead regional performance to meet service, production, and profitability goals. Apply disciplined pricing and underwriting within guidelines and authority. Quote, negotiate, sell, and authorize business to grow and retain profitable portfolios. Arrange reinsurance and/or subscription as needed to find solutions for our customers and broker partners. Maintain strong partnerships with brokers, reinsurers, and colleagues. Use systems for inquiries, filing, underwriting, and rating; champion tools that enhance speed and accuracy. Travel as needed to strengthen relationships and market insight. What you bring to the table: Demonstrates ability to assess and manage complex risks with sound judgment. Superior organization; effectively handles multiple priorities and time-sensitive deadlines. Proactive customer service; identifies needs, negotiates, and tailors broker solutions. Shows initiative; thrives under pressure while maintaining quality outcomes. Proven analytical strength and solutions-oriented underwriting that drives profitable growth. Demonstrates critical thinking and considers diverse perspectives respectfully. Drives innovation via a growth mindset; considers diverse perspectives respectfully. Excellent communication, organizational, and time management skills. Strong cross-functional collaboration across business units; effective team contributor. Skilled communicator; successfully negotiates in challenging situations with brokers. Applies technical analysis and underwriting expertise to profitably grow new business revenue. Builds professional, long-term relationships with brokers, customers, and internal partners. Self-motivated; proactively pursues new business opportunities with brokers and customers. #LI-Hybrid Il s'agit d'un nouveau rôle au sein de notre équipe en plein croissance | This role is a new member of our growing team. We are an equal opportunity employer At Intact, our Value of respect is founded on seeing diversity as a strength. We strive to create an accessible workplace where employees feel valued, included and encouraged to share their unique perspectives. We encourage applications from individuals who are members of equity-deserving groups, including but not limited to women, Indigenous peoples, persons with disabilities, Black people, and members of the 2SLGBTQI+ community. As part of Intact’s commitment to reconciliation, we acknowledge that we work, meet and travel across the land currently called Canada, originally inhabited by First Nations, Metis and Inuit people. This history extends through many centuries and continues to evolve today. We have policies to ensure equal access and participation for people with disabilities, including providing workplace adjustments (accommodations). A copy of applicable policies is available on request. If we can provide a specific adjustment to make the recruitment process more accessible for you, please let us know when we reach out about a job opportunity. We’ll work with you to meet your needs. Learn more about our recruitment process and your candidate journey here. Please note that Intact does not provide sponsorship or other support for immigration-related matters including but not limited to employer-specific closed work permits. Candidates must be eligible to work in Canada from the anticipated start date and throughout their employment and are solely responsible for maintaining their work eligibility. If you are an employee of Intact or belairdirect, please apply for this role on Internal Career Site.