Settlement and Liquidity Officer

Job description

**Job Summary** The Settlement and Liquidity Officer is responsible for managing daily settlement processes across multiple accounts and ensuring optimal liquidity positioning to meet the firm's funding and payment obligations. Operating within a lean, high-output Treasury function, the role requires a self-sufficient professional who can work with minimal supervision, manage relationships across internal and external stakeholders, and contribute meaningfully to the team's income and cost efficiency objectives from day one. **Key Responsibilities** *Settlement Operations* - Coordinate end-to-end settlement of funds across major accounts, ensuring accuracy and timeliness - Proactively monitor and resolve pending or failed settlements, escalating where necessary - Ensure correct capture and instruction of trade data into settlement systems - Collaborate with counterparties, Operations and IT to investigate and resolve settlement failures - Own end-of-day reconciliations and produce clear, accurate settlement reports *Liquidity Management* - Monitor and forecast daily cash positions across accounts, identifying risks and opportunities proactively - Coordinate intra-day liquidity to meet funding and settlement obligations without operational disruption - Optimise the use of internal and external liquidity lines to minimise idle balances and avoid overdrafts - Provide structured input on short-term investment and funding strategies to the Treasury Lead *Operational Collaboration* - Serve as the Treasury function's primary interface with Operations, reducing information asymmetry on liquidity-impacting actions - Support reconciliation between treasury positions and finance ledger entries - Contribute to process improvement initiatives within the settlement and liquidity framework **Qualifications** - Bachelor's degree in Finance, Accounting, Economics or a related field - Minimum 2–3 years of experience in settlement operations, treasury or liquidity management - Strong working knowledge of financial instruments and clearing/settlement cycles - Hands-on familiarity with NIBBS, RTGS, NEFT, switching processes and settlement platforms - Advanced Excel proficiency; working knowledge of treasury systems (Calypso, Finacle or equivalent) required at this level **Skills & Competencies** - Strong analytical and problem-solving ability with a track record of independent execution - High attention to detail and accuracy in a fast-paced, time-sensitive environment - Sound judgement in escalation and knows when to act and when to involve senior stakeholders - Clear and structured communicator across Operations, Finance and external counterparties - Comfortable managing multiple priorities under pressure with minimal supervision ### **What to expect in the hiring process** - A preliminary phone call with one of our recruiters. - Hiring Manager Interview - A behavioural and technical interview with a member of the Executive team.