Sr Software Engineer (Fraud)

• As a Sr Software Engineer, you will play a critical role in the success of a constantly and fast-paced growing company. You will be designing, developing, and maintaining robust and scalable systems that support the company's financial services, ensuring seamless operations and an excellent user experience. In a competitive and fast-paced industry, this team drives innovation by implementing secure, reliable, and cutting-edge solutions to meet evolving customer needs.RequirementsRESPONSIBILITIES:• Write well designed, testable, efficient code by using best software development practices.• Contribute in all phases of the development lifecycle.• Support continuous improvement by investigating alternatives and technologies and presenting these for architectural review.• Proposes initial technical implementation which supports architectural changes that solve scaling and performance problems.• Work with version control using GitHub, conflict resolution, and automation of continuous integration processes.• Create and maintain software documentation.REQUIREMENTS:• Academic background oriented toward computer science, engineering, or software development disciplines.• Experience hands-on engineering roles.• Experience to deal with medium domains with medium/high complexity.• A solid understanding of how web applications work including security, session. management, and best development practices.• Knowledge of relational database systems and Object Oriented Programming.• Knowledge in Domain Driven Design. Knowing Microservice Architecture is a plus.• Ability to work and thrive in a fast-paced environment, learn rapidly and master diverse web technologies and techniques.• Proven ability to design complex distributed applications built for high performance and throughput while being scalable and reliable.• Development using Java, Spring Boot, PostgreSQL, Kafka and AWS.• Experience with asynchronous programming.• Demonstrated experience profiling and performance tuning Java applications, and using monitoring tools for production application monitoring.• Practical experience applying AI frameworks in development projects.SOFT SKILLS:• Strong communication and collaboration skills, with the ability to work closely with cross-functional teams including Chapters Engineering, Architecture, Infrastructure and Mobile Engineering.• Proactive mindset with a sense of ownership and accountability for delivering high-quality, user-centric mobile experiences.• Ability to mentor peers, share knowledge, and contribute to a culture of continuous improvement and technical excellence.• Flexibility and adaptability in a fast-changing environment, with openness to feedback and eagerness to learn.• Alignment with company values: ownership, excellence, adaptability, and innovation.INDUSTRY-SPECIFIC KNOWLEDGE:• It is desirable to have practical familiarity with one or more core financial domains such as lending, payments, credit cards, open finance, fraud prevention, merchant acquiring, or investment services, along with an understanding of their fundamental workflows and business drivers. Experience in how these domains intersect to influence revenue, risk management, and customer satisfaction is highly valued.• Ideally, candidates will have applied this knowledge to deliver solutions such as loan-origination engines with real-time decisioning; scalable payment-processing platforms integrated with core banking systems and third-party gateways; secure open-finance interfaces compliant with industry regulations; automated fraud-detection pipelines leveraging behavioral analytics; or financial reporting and reconciliation engines for regulatory compliance. The ability to translate complex compliance mandates (e.g., KYC/AML, PCI-DSS, GDPR) into resilient, high-performance systems without compromising user experience is considered a strong asset.BenefitsCompetitive and market-aligned salary.Remote work — wherever you are, you’re part of the team!Home office allowance through a monthly deposit in the RecargaPay app.Health and dental plans with no co-pay.Life insurance.Flexible meal allowance (via Flash).TotalPass membership to take care of your health.Diversity & Inclusion at RecargaPayAt RecargaPay, you’ll have the freedom to be who you are because we believe that diverse perspectives and experiences make us more creative and stronger. Here, everyone is welcome to express themselves authentically. We value the richness of each journey and the multiple ways of seeing the world, without distinctions of gender, race, sexual orientation, age, religion, or any other characteristic that makes us unique.About the Use of Your DataBy sharing your resume with us, you authorize the use of your data for analysis during the selection process and possibly for other opportunities within the RecargaPay group. You can request the update or deletion of your information at any time, in accordance with LGPD (General Data Protection Law).

• As a Sr Software Engineer, you will play a critical role in the success of a constantly and fast-paced growing company. You will be designing, developing, and maintaining robust and scalable systems that support the company's financial services, ensuring seamless operations and an excellent user experience. In a competitive and fast-paced industry, this team drives innovation by implementing secure, reliable, and cutting-edge solutions to meet evolving customer needs.

Requirements

RESPONSIBILITIES:
• Write well designed, testable, efficient code by using best software development practices.
• Contribute in all phases of the development lifecycle.
• Support continuous improvement by investigating alternatives and technologies and presenting these for architectural review.
• Proposes initial technical implementation which supports architectural changes that solve scaling and performance problems.
• Work with version control using GitHub, conflict resolution, and automation of continuous integration processes.
• Create and maintain software documentation.REQUIREMENTS:
• Academic background oriented toward computer science, engineering, or software development disciplines.
• Experience hands-on engineering roles.
• Experience to deal with medium domains with medium/high complexity.
• A solid understanding of how web applications work including security, session. management, and best development practices.
• Knowledge of relational database systems and Object Oriented Programming.
• Knowledge in Domain Driven Design. Knowing Microservice Architecture is a plus.
• Ability to work and thrive in a fast-paced environment, learn rapidly and master diverse web technologies and techniques.
• Proven ability to design complex distributed applications built for high performance and throughput while being scalable and reliable.
• Development using Java, Spring Boot, PostgreSQL, Kafka and AWS.
• Experience with asynchronous programming.
• Demonstrated experience profiling and performance tuning Java applications, and using monitoring tools for production application monitoring.
• Practical experience applying AI frameworks in development projects.SOFT SKILLS:
• Strong communication and collaboration skills, with the ability to work closely with cross-functional teams including Chapters Engineering, Architecture, Infrastructure and Mobile Engineering.
• Proactive mindset with a sense of ownership and accountability for delivering high-quality, user-centric mobile experiences.
• Ability to mentor peers, share knowledge, and contribute to a culture of continuous improvement and technical excellence.
• Flexibility and adaptability in a fast-changing environment, with openness to feedback and eagerness to learn.
• Alignment with company values: ownership, excellence, adaptability, and innovation.

INDUSTRY-SPECIFIC KNOWLEDGE:

• It is desirable to have practical familiarity with one or more core financial domains such as lending, payments, credit cards, open finance, fraud prevention, merchant acquiring, or investment services, along with an understanding of their fundamental workflows and business drivers. Experience in how these domains intersect to influence revenue, risk management, and customer satisfaction is highly valued.
• Ideally, candidates will have applied this knowledge to deliver solutions such as loan-origination engines with real-time decisioning; scalable payment-processing platforms integrated with core banking systems and third-party gateways; secure open-finance interfaces compliant with industry regulations; automated fraud-detection pipelines leveraging behavioral analytics; or financial reporting and reconciliation engines for regulatory compliance. The ability to translate complex compliance mandates (e.g., KYC/AML, PCI-DSS, GDPR) into resilient, high-performance systems without compromising user experience is considered a strong asset.

Benefits

• Competitive and market-aligned salary.
• Remote work — wherever you are, you’re part of the team!
• Home office allowance through a monthly deposit in the RecargaPay app.
• Health and dental plans with no co-pay.
• Life insurance.
• Flexible meal allowance (via Flash).
• TotalPass membership to take care of your health.
  

Diversity & Inclusion at RecargaPay

At RecargaPay, you’ll have the freedom to be who you are because we believe that diverse perspectives and experiences make us more creative and stronger. Here, everyone is welcome to express themselves authentically. We value the richness of each journey and the multiple ways of seeing the world, without distinctions of gender, race, sexual orientation, age, religion, or any other characteristic that makes us unique.

About the Use of Your Data

By sharing your resume with us, you authorize the use of your data for analysis during the selection process and possibly for other opportunities within the RecargaPay group. You can request the update or deletion of your information at any time, in accordance with LGPD (General Data Protection Law).

RecargaPay is the payments app for all Brazilians whose mission is to democratize mobile payments & financial services in Brazil. We strive to empower individuals and small businesses to take control of their financial lives. In an easy, fast, and secure way, we facilitate access to customers & merchants to solve their needs with convenience, security, and without the need to wait in lines. It's easier to pay bills with the options of installments in up to 12x, to cash in using boleto, credit card, debit cards, loans, QR codes, mPOS and Pix, and cash-out with multiple efficient alternatives.Founded in 2010 by Rodrigo Teijeiro (CEO), Alvaro Teijeiro (CTO) and Gustavo Victorica (COO). RecargaPay has raised over US$ 80 million in venture capital from a group of investors led by IFC, DN Capital, FJ Labs, The Venture City, IDC, ATW and more than 100 angel investors from AngelList and FundersClub.WE BELIEVE That we live in an era of constant disruption, vast opportunities, and ample liquidity to be put at the service of new ideas. That a smartphone per every human is just a matter of time and all industries will be disrupted as a consequence. That small interdisciplinary teams, committed to solving complex problems at scale, are the best positioned to have a deep and positive impact. WE ARE A BOLD, PASSIONATE GROUP OF INDIVIDUALS WITH VAST EXPERIENCE BUILDING COMPANIES AND PRODUCTS ON THE BASIS OF THESE CONVICTIONS, ALL AIMING TO MAKE YOUR LIFE EASIER THROUGH APPLIED TECHNOLOGY.

RecargaPay is the payments app for all Brazilians whose mission is to democratize mobile payments & financial services in Brazil. We strive to empower individuals and small businesses to take control of their financial lives. In an easy, fast, and secure way, we facilitate access to customers & merchants to solve their needs with convenience, security, and without the need to wait in lines. It's easier to pay bills with the options of installments in up to 12x, to cash in using boleto, credit card, debit cards, loans, QR codes, mPOS and Pix, and cash-out with multiple efficient alternatives.

Founded in 2010 by Rodrigo Teijeiro (CEO), Alvaro Teijeiro (CTO) and Gustavo Victorica (COO). RecargaPay has raised over US$ 80 million in venture capital from a group of investors led by IFC, DN Capital, FJ Labs, The Venture City, IDC, ATW and more than 100 angel investors from AngelList and FundersClub.

WE BELIEVE

• That we live in an era of constant disruption, vast opportunities, and ample liquidity to be put at the service of new ideas.
• That a smartphone per every human is just a matter of time and all industries will be disrupted as a consequence.
• That small interdisciplinary teams, committed to solving complex problems at scale, are the best positioned to have a deep and positive impact.

WE ARE A BOLD, PASSIONATE GROUP OF INDIVIDUALS WITH VAST EXPERIENCE BUILDING COMPANIES AND PRODUCTS ON THE BASIS OF THESE CONVICTIONS, ALL AIMING TO MAKE YOUR LIFE EASIER THROUGH APPLIED TECHNOLOGY.