Staff Data Scientist, Algorithm (Risk Product – AML & Financial Crime)

## **About Airwallex** Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 250,000 businesses worldwide – including Brex, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale. Proudly founded in Melbourne, we have a team of over 2,300 of the brightest and most innovative people in tech across 27 offices around the globe. Valued at US$11 billion and backed by world-leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career, join us. ## **Attributes We Value** We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you’re motivated by our mission and [operating principles](https://www.airwallex.com/us/operating-principles). You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor. You're humble and collaborative; turn zero‑to‑one ideas into real products, and you “get stuff done” end-to-end. You use AI to work smarter and solve problems faster. Here, you’ll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let’s build what’s next. ## **What you’ll do** As a Staff Data Scientist in the Risk Product Data Science team, you will be a technical leader responsible for advancing how Airwallex proactively identifies and mitigates financial crime risk. You will work across customer, transaction, behavioral, network and external intelligence data to detect known and emerging risks, uncover suspicious communities and coordinated activity, and improve how we screen customers and counterparties for financial crime exposure. A key part of the role is developing AI-powered risk detection capabilities, including name screening, entity resolution, network intelligence, and proactive discovery of previously unknown risk patterns. You will partner closely with Risk Product, Engineering, Financial Crime Compliance and Risk Operations to translate complex risk problems into scalable, production-grade controls. ## **Responsibilities** - Lead the Data Science strategy for AML and Financial Crime risk controls across Risk Product. - Develop proactive risk detection to uncover emerging threats, suspicious behaviors, control gaps and previously unknown financial crime patterns. - Develop and scale advanced risk capabilities across AI-powered screening, graph and network intelligence, entity resolution, and machine learning. - Advance key AML/FCC use cases including name screening, transaction monitoring, and detection of coordinated activity and fraud or financial crime rings. - Partner with Risk Product, Engineering, Financial Crime Compliance and Risk Operations to translate complex risk problems into effective, scalable production controls. - Influence the Risk Product roadmap and raise the technical bar for Risk Data Science through technical leadership, reusable frameworks, and mentoring. ### **Minimum Requirements** - 7+ years of experience in Data Science, Machine Learning, Applied AI, Risk Analytics, or a related quantitative field, with demonstrated impact at Staff, Lead, or equivalent scope. - Strong expertise in applied machine learning and modern AI, with experience building and productionizing data-driven solutions at scale. - Experience with one or more areas highly relevant to financial crime detection, such as NLP/LLMs, entity resolution, information retrieval, graph or network analytics, anomaly detection, or risk scoring. - Strong SQL and Python skills are must - Strong communication and stakeholder management skills, with the ability to influence senior partners across Product, Engineering, Risk, Operations, and Compliance. ## **Preferred qualifications** - Experience in fintech, payments, banking, marketplaces or another regulated or high-risk domain. - Experience in AML, financial crime, sanctions, PEP screening, adverse media, fraud, trust and safety or transaction monitoring. - Experience building or improving name screening or adverse media systems. - Familiarity with modern LLM evaluation, prompt/model experimentation, retrieval quality assessment and AI observability. - Experience applying graph analytics to detect mule networks, collusive behavior, coordinated account activity or interconnected high-risk entities. - Experience developing proactive risk discovery capabilities rather than exclusively optimizing existing supervised models or rules. ## **Applicant Safety Policy: Fraud and Third-Party Recruiters** *To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @*[**](http://airwallex.com) *email address. Please apply only through* [**](http://careers.airwallex.com) *or our official LinkedIn page.* *Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.* ## **Equal opportunity** Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.