Strategic Finance Lead

Job description

About Común Comun’s mission is to help Hispanic immigrants turn their hard work into upward mobility — starting with financial services that support their transition from a cash-based system to the digital economy. We offer checking accounts that can be opened using 100+ types of Latin American IDs, access to over 90K locations nationwide to deposit cash, international transfers to 17 countries at market-leading rates, and 24/7 bilingual customer support with <5 min SLA across email, chat, and phone. We currently process over $1.5B in annual transaction volume and surpassed $100M in annualized international transfers just six months after launch. Comun has raised +$50M from top investors including Redpoint, Costanoa Ventures, and South Park Commons. Our team brings experience from leading fintech companies like Brex, Nubank, and Mercury. We believe immigrants are the ultimate entrepreneurs — driven by relentless ambition and a vision for a better future for their families. Comun exists to serve them throughout their journey. Learn more at comun.app/nosotros http://comun.app/nosotros Article here https://techcrunch.com/2024/08/28/fast-growing-neobank-comun-raised-21-5m-just-months-after-its-last-raise/ ABOUT THE ROLE We're hiring a Strategic Finance Lead to own financial planning, treasury, and the commercial side of our vendor and banking relationships, reporting directly to the founders. This is a high-autonomy role for someone who wants to operate as the finance brain of the company, not manage a large team or run accounting operations. You'll work alongside our controller (who owns accounting and close), product, and growth to drive the company to a 1x burn multiple and durable profitability. We run finance as an AI-first function — agents and automations are the default answer before headcount — and you should want to work that way too. WHAT YOU'LL OWN - Financial planning and analysis: The operating model, 18-month budget, monthly forecasting, and reporting to founders and the board. - Treasury and cash management: Cash positioning across multiple bank accounts, credit facility management and covenant compliance, and liquidity planning, including a 13-week rolling cash flow forecast. - Vendor and partner negotiations: Lead commercial negotiations for key vendor contracts and banking/processing partnerships, from cost modeling through executed terms. - Pricing strategy: Product-level unit economics, interchange dynamics, and margin management across our card and payments products. WHERE THIS ROLE CAN GROW Over time, this role can extend into fundraising support (materials, data room, investor analysis) and broader strategic projects with the founders. WHAT YOU'LL BRING - 5–8 years in finance, ideally starting in investment banking, private equity, or management consulting, followed by strategic finance or FP&A at a startup. - Strong financial modeling skills — you build clean, driver-based models and can defend every number in them. - Commercial instincts: experience negotiating (or supporting negotiation of) vendor, partner, or banking agreements is a strong plus. - Comfort with ambiguity and ownership — you'd rather run a workstream end to end than execute someone else's plan. - AI-fluent: you already use tools like Claude every day and have a point of view on which finance workflows should be automated next. - Fintech experience, particularly with card programs, sponsor banks, or payments economics, is a plus but not required. - Spanish is a plus. - An interest in serving an underserved community :) WHAT'S NOT IN SCOPE Accounting, close, and controllership are owned by our controller. This role has no direct reports today. Team We are a team of 40 based out of New York, coming from industry-leading companies like Brex, Nubank, Cruise, and Verkada. Over half of us are immigrants, and have experienced the problems we’re solving first hand. We value customer focus, high ambition, principled decision-making, and deep trust. Full Time Employee Benefits - Competitive salary and generous equity - Medical, dental, and vision insurance - Gym Pass subscription - Daily office lunch in NYC Office - Paid parental leave - Flexible PTO - Remote-friendly when traveling - Company-wide offsites - 401(k) for US employees - Visit to our NYC Office for remote team members - Visa sponsorship if applicable Común is proud to be an equal opportunity employer. We are committed to building a diverse and inclusive culture that celebrates authenticity. We do not discriminate on the basis of race, religion, color, national origin, gender, gender identity, sexual orientation, age, marital status, disability, protected veteran status, or any other legally protected characteristics.