SWIFT Specialist

Job description

myPOS is an innovative fintech company serving small and medium-sized business clients across the European Economic Area, Switzerland and the UK. It provides easy and convenient in-store, online and on-the-go payment solutions to more than 200,000 businesses in over 35 European countries. With 20 locations across Europe, myPOS boasts a team of nearly 750 employees. As we continue shaping the future of payments, we are looking for an experienced SWIFT Specialist to join our growing team. On this position you will be an important part of our Payment team, ensuring efficient and accurate processing of various types of payments . What you’ll do: Detailed knowledge of each type of bank transfer in the company processes -SCT (SEPA Credit transfer), SIP (SEPA Instant transfer), SDD (SEPA Direct Debit), SWIFT, BISERA, FPS (Faster Payment) and Other methods of transfers; Direct work in Swift Alliance platform; Send and receive all types of payment investigation and cancellation requests through Swift; Good knowledge of different types of swift messages – MT103, MT199 etc.; To make an internal investigation regarding the transfer and the amount and then respond via swift to the specific inquiry; Getting written instructions from finance manager or treasury colleague, then ordering liquid transfers in swift Detailed screening, monitoring and tracking of Incoming and Outgoing transfers; Processing of Incoming and Outgoing transfers, ensuring strict compliance with company rules and procedures; Processing of liquidity transfers and reconciliation of nostro accounts; Using organizational skills to ensure no payments are lost or missing; All types of investigations related to transfers; Completing duties according to standard routine for appropriate time/quality and priority; Answering of customers’ queries-pending transfers, investigation and cancellations; Maintaining correspondence with the correspondent banks regarding all Incoming and Outgoing transfers; Planning the working day logically, understand and follow all priorities; Cooperating with the Compliance Department and the Risk Department on fraud investigations and detection, as necessary, in areas such as data analysis and reporting; Assisting in the administration, maintenance and improvement of payment processing systems. What you bring: Fluent in English; University degree in Economics/Finance or similar; Minimum of 3 years experience in an operational role for customer bank transfers or payment services; Previous experience working in Swift is an advantage; Knowledge of SWIFT and SEPA schemes and mechanisms; Practical experience of managing and reporting oversight of outsourced activities; A disciplined professional with a proven ability to manage workload, priorities and escalate issues, and meet reporting deadlines in a fast-paced environment; A team player with excellent interpersonal skills, able to work independently and collaboratively; Excellent written and verbal communication and presentation skills; Very good command of written and spoken English; Ability to work with deadlines and multitasking; Understanding of Compliance policy will be considered as advantage; Business awareness – good understanding of Payments instruments and requirements; Good knowledge in MS Office (Outlook, Excel, and Word). Why you should join myPOS: Vibrant international team operating in hi-tech environment; Annual salary reviews, promotions and performance bonuses; myPOS Academy for upskilling and training; Refer a-friend bonus as we know that working with friends is fun; Individual training and development budget; Teambuilding, social activities and networks on multi-national level. What we offer: Excellent compensation package; 25 days annual paid leave (+1 day per year up to 30); Full “Luxury” package health insurance including dental care and optical glasses; Meal vouchers of 160 BGN per month Onsite fitness, bowling, and relax areas (Varna) or free of charge Multisport card (Sofia); Free coffee, snacks and drinks at the office. About us: Founded in 2014, the myPOS platform gives micro businesses and SMEs everything they need to accept payments and manage various aspects of their business, including selling remotely, accelerating cash flow and enabling e-commerce. Business owners receive a free multicurrency merchant account and dedicated IBAN per currency, a business debit card, digitised business management capabilities, and a powerful platform to help them sell anywhere. In 2024, myPOS was acquired by Advent International, one of the largest and most experienced global private equity investors. With Advent’s help, myPOS has ambitious plans to accelerate its growth and capture the opportunities of the market to become the leader in the SME payment industry. For its continued innovation in payments, myPOS has won many prestigious awards including Best Business Payments System at the PayTech Awards in 2024, the Point of Sale Innovation at FinTech Breakthrough in 2023 and 2024, and Best Use of Mobile by FStech in 2022. For more information, please visit . Apply by filling in the form below and send your CV in English! myPOS is committed to providing equal employment opportunities. All qualified candidates will be considered for employment without discrimination based on age, ancestry, colour, marital status, national origin, physical or mental disability, medical condition, veteran status, race, religion, sex, sexual orientation, gender identity or expression, or any other characteristic protected by applicable laws, regulations, and ordinances. Your application will be confidentially reviewed in line with the General Data Protection Regulation (GDPR). Personal information will be used solely for the job application and will be stored for a period needed by the application process. Only short-listed candidates will be contacted. Good luck!