Tech Lead - Associate Director, Engineering

### **About Us** MoneyHero Limited (NASDAQ: MNY) is a leading tech- and AI-powered personal finance aggregation and comparison platform that provides consumers with actionable insights to discover, compare, and choose the best financial products with confidence — bringing data intelligence and seamless digital access across insurance and banking solutions. The Company operates in Singapore, Hong Kong, Taiwan and the Philippines. Its brand portfolio includes B2C platforms MoneyHero, SingSaver, Money101, Moneymax and Seedly, as well as the B2B platform Creatory. The Company also retains an equity stake in preference shares in Malaysian fintech company, Jirnexu Pte. Ltd., parent company of Jirnexu Sdn. Bhd., the operator of RinggitPlus, Malaysia’s largest operating B2C platform. MoneyHero had over 270 commercial partner relationships as at March 31, 2026, and had approximately 3.9 million Monthly Unique Users across its platform for the three months ended March 31, 2026. ### **About the Job** You will lead a team of frontend and backend engineers, ensuring high-quality delivery, adherence to best practices, and effective collaboration across disciplines. You will own architecture decisions, conduct code reviews, debug production issues, and maintain reliable deployments, while working closely with Product, Design, and Business teams to translate requirements into scalable, well-engineered solutions. We rely heavily on AI tools for coding and code review: 80-90% of our code is written with AI, with engineers directing, reviewing, and refining the output. This role leads that adoption across the team, setting the standards for AI-assisted development and keeping quality, architecture, and review practices strong as the volume and pace of code grows. ### **The team lead will be responsible for:** - AI-Assisted Development: Define how the team uses AI coding and review tools day to day. Set the standards for shipping AI-generated code safely and keep quality standards high for what gets merged. - Architecture & Patterns: Own the architecture of the team's services. Define and apply proven patterns (microservice boundaries, event-driven design, domain-driven design, clean API contracts) and keep systems modular, coherent, and maintainable as AI increases the volume and pace of code. - Coding (70%): Write, review, and optimize production-ready code in TypeScript, Node.js, and React, working with AI tools from design through review and testing, ensuring performance, reliability, and maintainability. - Code Review & Quality: Enforce best practices and high code quality standards, with review practices adapted to AI-generated code: automated checks handle routine issues, human review focuses on correctness, architecture, and business logic. Guide engineers through constructive feedback. - Mentorship: Coach and support engineers through regular feedback, pair programming, and technical guidance, including effective use of AI tools. - Issue Resolution: Debug and resolve production issues, coordinate incident response, and ensure root-cause analysis and prevention. - Planning & Delivery: Plan and prioritize development work, balance workloads, and manage release deliverables. - Cross-Team Collaboration: Work closely with Product, Design, and Business teams to align on requirements, timelines, and technical feasibility. - CI/CD & DevOps: Maintain reliable build and deployment pipelines, monitor system health, and enforce security and automation standards. - Process Improvement: Identify bottlenecks, propose tooling or workflow improvements, and drive overall engineering efficiency. ### **Skills (we are looking for someone with):** - Expert in TypeScript, Node.js, React, and Next.js, with strong experience building full-stack web applications and reusable components. - Strong grasp of software architecture and design patterns (microservices, event-driven systems, domain-driven design, API design), with experience designing high-load distributed systems that stay scalable and maintainable. - Hands-on experience using AI coding tools in production work (e.g., Claude Code, Cursor, GitHub Copilot): generating, reviewing, and correcting AI-written code, and helping others do the same. Familiarity with RAG, MCP, and evals is a plus. - Skilled in designing and maintaining microservices and GraphQL APIs for scalable, distributed architectures. - Proficient with SQL databases and modern NoSQL solutions such as MongoDB and Redis, including schema design, query optimization, and caching strategies. - Hands-on experience with Docker and Kubernetes, including container orchestration, automated deployments, and system monitoring, plus working knowledge of AWS and cloud-native infrastructure. - Proficient with GitHub Actions or similar CI/CD pipelines for continuous testing, building, and deployment. - Strong understanding of web security standards, authentication flows, data protection, and secure coding practices. - Familiar with SEO optimization, web performance metrics, and best practices for improving visibility and user experience. - Committed to clean code, testing, observability, and production-grade reliability. - Skilled in leading cross-functional teams, conducting code reviews, mentoring engineers, and aligning technical work with business objectives. - Good to have: familiarity with Java/Kotlin/C#, message queues (Kafka, RabbitMQ), and scalable caching or storage solutions. - 10+ years in software engineering, delivering secure, scalable, and high-performance applications. - Excellent business mindset and execution skills, with strong presentation and communication skills in English. #MoneyHeroGroup #LI-SK1 #LI-Hybrid **What can you expect from us?** **Impact**: We are actively empowering and connecting people to a better financial future. Join us if you want to help us achieve our mission. **Work**: We have a team of over 350 talented individuals in 4 markets who are hyper passionate about building innovative financial solutions and making an impact on people’s lives. **Culture**: We take our work seriously but don’t hesitate to keep things light. We can only create magic when we have a little bit of fun. **Thrive**: We launched in 2014, and now help over 10 million monthly users make the best financial decisions. Accelerate your career and become a pioneer in your field with a leading fintech company that seeks to push the boundaries of your imagination and is committed to growing your career. **Reputation**: We are backed by world-class organizations and companies and have raised over US$110 million from investors including Experian, Pacific Century Group, IFC - a member of the World Bank Group ***EEO Statement*** *MoneyHero Group is an equal opportunity employer. We value, support and respect all individuals and is committed to maintaining an inclusive and diverse working environment. Decisions in hiring are based on business needs, requirements of the job and individual qualifications and shall not be influenced by any consideration of race, ethnic or national origin, religion, sex (including gender identity and/or expression), age, sexual orientation, marital status, parental status, disability, genetic information, political affiliation or other applicable legally protected characteristics.* ***Important Information for Job Applicants*** *Recruitment fraud and fake job postings have become increasingly common and sophisticated. At MoneyHero Group, we are committed to maintaining a fair, transparent, and secure hiring process, and we take candidate trust and safety seriously. Most legitimate opportunities at MoneyHero Group are published on our official careers portals, and our Talent Acquisition team will contact candidates only through authorized channels and official MoneyHero Group email addresses. For selected executive-level or confidential searches, we may partner with trusted recruitment firms, and candidates may be contacted by authorized recruitment partners engaged by MoneyHero Group. MoneyHero Group will never request payment or ask candidates to share sensitive personal or financial information, such as banking details, during the recruitment process. If you are contacted by someone claiming to represent MoneyHero Group and are unsure whether the communication is genuine, or if you receive a message about a MoneyHero Group opportunity that is not listed on our official careers portals, please contact us directly at to verify.*