Temporary Associate Underwriter – Independent Contractor

Job description

An active California Property & Casualty (P&C) license is required for this position Contract Details Temporary independent contractor engagement. Anticipated workload of approximately 30–40 hours per week . Contract expected to continue through December 31, 2026 . This is a 1099 independent contractor position and is not eligible for employee benefits. Key Responsibilities Core Underwriting Execution Review, assess, and underwrite new business and renewal submissions across homeowners and other residential property lines. Handle ongoing underwriting work, including inspection reviews, endorsements, system tasks, and related activities. Meet established production expectations for the Associate Underwriter function. Apply sound judgment when evaluating property risk characteristics in relation to underwriting guidelines and risk appetite. Identify and select profitable risks aligned with company goals while avoiding adverse selection. Authority Level Adhere to established underwriting and process guidelines, including applicable effective-date requirements. Refer guideline exceptions to an Underwriter or Senior Underwriter for approval. Agent Communication Serve as an underwriting contact for appointed agents by responding to questions, clarifying risk appetite, and supporting quality submissions. Provide timely and professional communication to external distribution partners and internal stakeholders. Collaborate with the distribution team to provide underwriting support or training as needed. Required Skills and Experience Active California Property & Casualty (P&C) license required. 2–4 years of property underwriting or related personal lines insurance experience, preferably focused on homeowners, dwelling fire, or other residential property lines. Experience with risk selection, underwriting execution, claims, customer service, or other related personal lines insurance functions. Strong communication skills with a customer-service mindset when working with agents and producers. Experience using underwriting platforms, exposure tools, or BI dashboards. Ability to manage multiple priorities and collaborate effectively. Strong attention to detail and sound judgment in balancing risk and business objectives. Proficiency with Excel, Word, PowerPoint, Adobe, and other standard business software. Preferred Skills and Experience Industry designations such as CPCU or ARM. Familiarity with California property underwriting. Familiarity with wildfire, hurricane, or other catastrophe-exposed risks. Experience within MGA, E&S, or non-admitted environments. Commercial property experience. Interest in improving underwriting workflows and processes. Interest in how climate and data are reshaping insurance risk. About Delos Insurance Solutions Delos Insurance Solutions is a tech-enabled MGA focused on underwriting complex homeowners risks, particularly in catastrophe-exposed regions. We combine proprietary risk models with a modern tech stack and deep insurance expertise. Backed by top-tier VCs, we’re growing rapidly and are looking for high-impact team members to help us scale.