Underwriter Surety

Job description

**This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Underwriter Surety based in Brazil.** This role offers the opportunity to join a specialized Surety underwriting team focused on judicial and contractual bonds in the Brazilian market. You will assess complex transactions by combining economic, sector, project, and client analysis with a clear understanding of risk appetite. The position involves close collaboration with origination, market underwriting, risk management, brokers, clients, and business partners. You will have the autonomy to make decisions within your underwriting authority while preparing referrals for transactions requiring additional capacity. The role also provides exposure to strategic market discussions, underwriting policies, and the development of innovative solutions. It is an ideal opportunity for a curious, commercially minded professional who wants to deepen their expertise and grow within a collaborative international environment. ### Accountabilities: - Collect, assess, and interpret general economic and sector-specific research to support informed underwriting decisions across Surety transactions. - Initiate, lead, and manage the end-to-end underwriting process for judicial and contractual bonds, working closely with origination and market underwriting teams. - Evaluate transactions against established underwriting guidelines and risk appetite, making approval decisions within delegated authority and preparing appropriate referrals when additional capacity or approval is required. - Present transactions internally, collaborate with risk management, and clearly articulate and defend underwriting recommendations while balancing client needs with the organization's risk appetite. - Build and maintain effective relationships with brokers, clients, business partners, and internal stakeholders, contributing to productive commercial and underwriting discussions. - Support the underwriting lead in internal and external meetings, providing relevant analysis, recommendations, and technical input to facilitate sound decisions. - Assist the Underwriting Manager with market screening activities and contribute to the definition and refinement of underwriting policies, guidelines, and market strategies. - Contribute to the continuous development of technical knowledge and market solutions, collaborating with colleagues to strengthen the team's expertise and position in the Surety market. ### Requirements - At least 3 years of relevant professional experience, preferably involving the analysis of infrastructure and real estate projects and/or underwriting within the Brazilian Surety insurance market. - University degree in Law, Business Administration, Accounting, Engineering, or a related field. Candidates with an entry-level profile may also be considered depending on their relevant qualifications and potential. - Previous experience with judicial and contractual bonds, Surety underwriting, risk assessment, or related insurance activities is highly relevant to the position. - Strong analytical capabilities, with the ability to evaluate economic, sector-specific, project, and client information and translate findings into sound underwriting decisions. - Excellent interpersonal and communication skills, with the confidence to interact with clients, brokers, business partners, risk management teams, senior colleagues, and other stakeholders. - Proactive and hardworking approach, with a willingness to take ownership, go beyond immediate requirements, and contribute to achieving both short-term objectives and long-term goals. - Curiosity, open-mindedness, and creativity in developing alternative solutions to complex business and underwriting challenges. - Ability to work independently in a remote environment while remaining a collaborative and engaged team player. - Mature, self-confident, and commercially aware profile, capable of representing the underwriting function effectively in internal and external discussions. - Strong commitment to professional development, with the motivation to grow alongside the evolution and success of the business area. - Good command of English is considered an advantage, particularly for communication in an international business environment. - Strong computer skills, including proficiency with Microsoft Office applications. ### Benefits - Opportunity to work in a specialized Surety underwriting environment focused on judicial and contractual bonds. - Exposure to complex transactions, risk management, market analysis, and strategic underwriting decisions. - Opportunity to collaborate with brokers, clients, business partners, and multidisciplinary teams in an international environment. - Professional development and opportunities for career growth based on performance, expertise, and contribution. - Flexible and collaborative working environment that supports remote work while encouraging strong teamwork. - Inclusive workplace culture that values diverse perspectives, innovative thinking, and equal opportunities for professional development.