WeLab Bank - Senior Analyst, Financial Planning & Analysis

Job description

WeLab, a leading pan-Asian fintech platform, operates two digital banks (WeLab Bank and Bank Saqu) as well as multiple online financial services in Hong Kong, Mainland China and Indonesia, with over 70 million individual users and over 700 enterprise customers. WeLab uses game-changing technology to help users access credit, save money, and enjoy their financial journey. At WeLab, we always put our people first. Embarking on a career with WeLab means being part of the driving force to make financial services accessible for everyone. In our flat and agile organization, you will get all the opportunities to make real impacts and deliver change. Most importantly, while you achieve greatness, we will ensure you have an amazing experience at WeLab! Our team is energetic and passionate who can deliver and execute, and we are looking for intellectually curious, open-minded, and smart-working individuals who are just as passionate as we are about making financial services enjoyable. Join us to build a better financial future for everyone! About You: You're a go-getter with mad juggling skills (or multiple hats) who can thrive in a fast-paced, agile environment You enjoy doing purpose-led and meaningful work You have a strong thirst for knowledge and are driven to find solutions that don't exist yet You are comfortable with ambiguity and extremely resourceful (in your past life, you could've been a detective) You always find a way to get things done without sacrificing the quality of your work, integrity, and values No task is off limits for you You are humble and prioritize the success of the team over your own with an eagerness to help those around you You don't shy away from challenges and can bounce back from setbacks What you’ll do and what success looks like: This role offers a fast-growing, multi-faceted opportunity to develop big-picture thinking and gain exposure to senior management. In this role, you will: Support the Financial Planning & Analysis function of the Bank and contribute to strategic decision-making: Perform financial analysis, profitability assessment, and industry benchmarking to provide insights on banking products, business performance, and operational efficiency Partner with cross-functional stakeholders across Product, Risk, Marketing, and other business teams on new business initiatives and strategic projects Support the annual budgeting, quarterly forecasting, and long-term planning processes, including financial modelling, scenario analysis and monitoring of key business KPIs Prepare monthly performance reviews and variance analyses across both the P&L and Balance Sheet, identifying key drivers of performance and communicating insights to senior management Assist in capital planning, ICAAP stress testing, balance sheet optimization, and monitoring of key regulatory ratios of the Bank Contribute to management presentations, business cases, and strategic recommendations for executive stakeholders What is required and what we’re looking for: Candidate is expected to have: A strong interest in banking, finance, and business strategy, with a desire to develop a broad understanding of balance sheet management, profitability, capital planning, and financial performance An adaptable and proactive mindset, with the ability to thrive in a fast-paced and evolving environment Strong ownership, attention to detail, and the ability to manage multiple priorities independently Excellent analytical and problem-solving skills, supported by a strong track record of academic and/or professional achievement A Bachelor's degree in Finance, Accounting, Economics, Data Analytics, or a related discipline Minimum 2–3 years of relevant experience in FP&A, corporate finance, banking, consulting, or data-driven business analytics. Candidates with more extensive experience will be considered for the Assistant Manager position Proficiency in Excel and financial modelling; experience with data analytics and visualization tools is an advantage Progress toward or completion of professional qualifications such as CFA, CPA, FRM, or Data Analytics certifications is preferred Strong communication skills in either English or Chinese; candidates with proficiency in both languages are highly encouraged to apply Perks and Benefits to enrich your experience at WeLab: Learning and development stipend - we value lifelong learning and believe the best way to invest in our employees is to encourage them to continue to learn Wellness and happiness – Numerous activities to let you focus on your physical and mental wellbeing. We allow flexible time offs to take care of personal matters and to enjoy time with family and friends Comfortable and positive work environment – Open plan office for easy collaboration and social with your colleagues, or branch out into your own thinking pods when needed, with FREE food and drinks for when you want to recharge Work smart, play hard – Connect with your colleagues over food and drinks at the stocked pantry, in the spacious social area with board games and a ping pong table, or over activities like hiking, yoga, badminton, etc. A big and contagious smile on everyone’s face to make you happier :) WeLab’s Awards & Recognitions: Asia Banking Finance Retail Banking Awards: Virtual Bank of the Year - Hong Kong CNBC Disruptor 50: the only Hong Kong-based company on the list Financial Times Asia-Pacific High-Growth Companies: #2 in ranking The Chinese University of Hong Kong “Corporate Innovation Index”: #1 in ranking We offer a competitive salary package to the successful candidate. If you are interested in joining this exciting team, please apply with resume via the "Apply" button below. All information provided by applicants will be used for recruitment purposes only. Information of unsuccessful applicants will be destroyed within 24 months of receipt.